Hubbard County Disaster Risk
Hubbard County, Minnesota
FEMA Risk Rating
Very Low
National Percentile
35th
of 3,144 counties
State Rank
#50
of 87 (1 = highest risk)
Flood Risk
55th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 55% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 66% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 38% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 4% of US counties
Risk Overview
About Natural Disaster Risk in Hubbard County, Minnesota
Hubbard County sits well below national risk level
With a composite risk score of 35.18, Hubbard County ranks as very low risk—notably below the national average—providing residents with below-average natural disaster exposure. This reflects the county's north-central position and limited concentration of high-risk hazards.
Below Minnesota average despite wildfire exposure
Hubbard County's 35.18 score falls below Minnesota's state average of 42.38, placing it among safer Minnesota counties despite elevated wildfire risk. The county benefits from relatively low tornado and earthquake exposure that balances its wildland fire vulnerability.
More exposed than Grant but safer than Itasca
Hubbard County's 35.18 ranks higher than Grant County (2.99) and Isanti County (26.91), but substantially lower than nearby Itasca County (76.72). This positions Hubbard in the middle tier of north-central Minnesota's risk landscape.
Wildfire and flooding are dual primary threats
Wildfire risk scores notably high at 66.41, reflecting Hubbard County's forested landscape and seasonal fire season vulnerability. Flooding ranks second at 54.64, making spring snowmelt and heavy rainfall periods when heightened preparedness proves critical.
Prepare for fire and flood dual exposure
Homeowners should maintain defensible space around structures—clearing dead branches and vegetation—and verify wildfire coverage with their insurer, particularly in forest-adjacent properties. Standard flood and windstorm coverage rounds out protection; annual policy review ensures adequate limits given property values.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Hubbard County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Hubbard County
Risk Verdict
At the 35th percentile nationally, Hubbard County experiences relatively limited natural hazard pressure compared to most of the country. At the 35th percentile, Hubbard County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.
Hazard Breakdown
Wildfire risk is Hubbard County's dominant natural hazard, ranked at the 66th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 55th percentile nationally. Additional tracked hazards include tornado (38th percentile), earthquake (4th percentile).
Preparedness Context
Hubbard County's dominant hazard is wildfire, ranked at the 66th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Hubbard County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. Alongside wildfire, flood at the 55th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Hubbard County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.
Regional Context
A composite score 7.2 points below the Minnesota state average puts Hubbard County in a better-than-typical position relative to neighboring counties.
Is your household prepared for Hubbard County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Hubbard County, MN?
What types of natural hazards affect Hubbard County?
How does Hubbard County risk compare to the Minnesota average?
Is Hubbard County at risk for wildfire?
How is natural disaster risk measured?
Is Hubbard County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.