Lake of the Woods County Disaster Risk

Lake of the Woods County, Minnesota

FEMA Risk Rating

Very Low

National Percentile

4th

of 3,144 counties

State Rank

#85

of 87 (1 = highest risk)

Flood Risk

18th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 18% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 55% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 5% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 0% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Lake of the Woods County, MN?
Lake of the Woods County has a FEMA National Risk Index rating of Very Low, placing it in the 4th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lake of the Woods County?
Lake of the Woods County is evaluated for five major natural hazard types: wildfire (55th percentile), flooding (18th percentile), tornado (5th percentile), earthquake (0th percentile). The highest-risk hazard is wildfire at the 55th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lake of the Woods County risk compare to the Minnesota average?
Lake of the Woods County's composite risk percentile is 4th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Lake of the Woods County faces lower natural disaster risk than the typical county in Minnesota.
Is Lake of the Woods County at risk for wildfire?
Yes, Lake of the Woods County's wildfire risk is at the 55th percentile nationally. This is above the national median. For flooding specifically, Lake of the Woods County is at the 18th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Lake of the Woods County a safe place to live?
Lake of the Woods County's composite risk score of 4th percentile is below the Minnesota state average of 42th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 55th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.