riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Murray County Disaster Risk

Murray County, Minnesota

FEMA Risk Rating

Very Low

National Percentile

20th

of 3,144 counties

State Rank

#69

of 87 (1 = highest risk)

Flood Risk

26th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 26% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 21% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 39% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 9% of US counties

Risk Overview

About Natural Disaster Risk in Murray County, Minnesota

Murray County among safest nationwide

With a composite risk score of just 19.82, Murray County ranks in the "Very Low" category and significantly outperforms the national average. This southwestern Minnesota county enjoys substantially lower exposure to most natural hazards compared to typical U.S. counties.

Minnesota's lowest-risk county tier

Murray County's risk score of 19.82 places it far below Minnesota's statewide average of 42.38—among the safest counties in the state. Its risk profile reflects minimal exposure across most major hazard categories.

Safest in a low-risk region

Murray County is the safest county in its region, with notably lower composite risk than neighbors Nobles, Lyon, and Cottonwood counties. Its stable climate and low tornado, flood, and wildfire exposure make it a relative safe haven.

Tornado the only moderate concern

Even Murray's highest-risk hazard—tornado at 39.41—remains below state average, while flood (25.80) and wildfire (20.64) are both minimal. Overall, the county faces unusually low natural disaster exposure statewide.

Standard coverage sufficient here

Murray County residents can rely on standard homeowners insurance without urgent need for specialized flood or wildfire policies. However, maintaining a basic emergency kit and staying weather-aware during severe storm season remains prudent.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Murray County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    39th percentile
  2. #2
    FloodPrepare
    26th percentile
  3. #3
    WildfirePrepare
    21th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Murray County

Risk Verdict

Compared to the nation's 3,144 counties, Murray County ranks at the 20th percentile for natural disaster risk — toward the safer end of the spectrum. Murray County residents can take confidence from a 20th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Tornado risk is Murray County's dominant natural hazard, ranked at the 39th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 26th percentile nationally. Additional tracked hazards include wildfire (21th percentile), earthquake (9th percentile).

Preparedness Context

Tornado exposure at the 39th percentile nationally makes Murray County a county where a battery-powered weather radio — not just smartphone apps — is a worthwhile household investment, given that mobile networks often fail during severe storms. Flood is the second hazard driver for Murray County at the 26th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. In Murray County, tornado watches indicate favorable atmospheric conditions while warnings mean rotation has been detected — households benefit from understanding this distinction so they shelter immediately on a warning, not after seeking visual confirmation.

Regional Context

At 22.6 points below the Minnesota state average, Murray County is among the lower-risk counties in the state for natural disaster exposure.

Is your household prepared for Murray County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Murray County, MN?
Murray County has a FEMA National Risk Index rating of Very Low, placing it in the 20th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Murray County?
Murray County is evaluated for five major natural hazard types: tornado (39th percentile), flooding (26th percentile), wildfire (21th percentile), earthquake (9th percentile). The highest-risk hazard is tornado at the 39th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Murray County risk compare to the Minnesota average?
Murray County's composite risk percentile is 20th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Murray County faces lower natural disaster risk than the typical county in Minnesota.
Is Murray County at risk for tornado?
Yes, Murray County's tornado risk is at the 39th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Murray County is at the 26th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Murray County a safe place to live?
Murray County's composite risk score of 20th percentile is below the Minnesota state average of 42th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 39th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.