Stevens County Disaster Risk
Stevens County, Minnesota
FEMA Risk Rating
Very Low
National Percentile
7th
of 3,144 counties
State Rank
#80
of 87 (1 = highest risk)
Flood Risk
11th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 11% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 21% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 25% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 5% of US counties
Risk Overview
About Natural Disaster Risk in Stevens County, Minnesota
Stevens County enjoys minimal disaster risk
Stevens County's composite risk score of 7.03 ranks among the lowest in the nation, well below Minnesota's state average of 42.38. The county represents one of the safest communities for natural disaster exposure in the upper Midwest.
Among Minnesota's safest counties
Stevens County ranks near the absolute bottom of Minnesota's 87 counties for natural disaster risk, with a 7.03 composite score. This exceptional safety reflects low exposure across all hazard categories, from tornadoes to earthquakes.
Tied for lowest risk in the region
Stevens County shares exceptionally low risk with neighboring Traverse County (6.17), making them among the safest communities in Minnesota. Both counties benefit from geographic isolation from major disaster corridors.
All hazards pose minimal threat
Even Stevens County's highest-risk hazard—wildfire at 20.58—remains well below concerning thresholds. Tornado (24.78), flood (10.59), and earthquake (5.28) risks are all negligible by state and national standards.
Standard insurance provides adequate protection
Stevens County residents can rely on conventional homeowners insurance without specialized disaster coverage. Annual policy reviews remain prudent, but the county's minimal risk profile means most residents face lower insurance costs than state averages.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Stevens County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Stevens County
Risk Verdict
Stevens County's overall natural disaster score at the 7th percentile puts it well below the national median for hazard exposure. At the 7th percentile nationally, Stevens County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.
Hazard Breakdown
Tornado risk is Stevens County's dominant natural hazard, ranked at the 25th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 21th percentile nationally. Additional tracked hazards include flood (11th percentile), earthquake (5th percentile).
Preparedness Context
With tornado ranked at the 25th percentile nationally, Stevens County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. Wildfire is the second hazard driver for Stevens County at the 21th percentile nationally, meaning households should maintain awareness of both severe-weather and wildfire-specific warning systems. For Stevens County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.
Regional Context
Stevens County's composite risk score sits 35.4 points below the Minnesota county average, reflecting a more favorable hazard environment than the state typical.
Is your household prepared for Stevens County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Stevens County, MN?
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Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.