riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Wadena County Disaster Risk

Wadena County, Minnesota

FEMA Risk Rating

Very Low

National Percentile

13th

of 3,144 counties

State Rank

#75

of 87 (1 = highest risk)

Flood Risk

28th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 28% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 66% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 30% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 5% of US counties

Risk Overview

About Natural Disaster Risk in Wadena County, Minnesota

Wadena County enjoys very low disaster risk

Wadena County's composite risk score of 12.95 sits well below Minnesota's state average of 42.38, placing it firmly in the very low risk category. The county represents a relatively safe community for natural disaster exposure.

Among Minnesota's safest counties

Wadena County ranks in the lowest quartile of Minnesota's 87 counties for natural disaster risk, with a 12.95 composite score. Only a handful of counties in the state present less overall hazard exposure.

Safer than Stearns, comparable to Todd

Wadena County (12.95) dramatically outperforms its eastern neighbor Stearns County (87.56), while approaching the risk profile of Todd County (37.72). Its position in central Minnesota provides geographic separation from highest-risk zones.

Wildfire represents primary concern

Wildfire risk at 65.55 is Wadena County's most significant natural disaster exposure, though it remains below crisis thresholds. Tornado (30.31) and flood (27.64) risks trail substantially behind, creating manageable overall hazard exposure.

Wildfire preparedness plus standard coverage

Wadena County residents should maintain defensible space around homes to address the 65.55 wildfire risk. Standard homeowners insurance adequately covers most weather-related perils in this low-risk county.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Wadena County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    66th percentile
  2. #2
    TornadoPrepare
    30th percentile
  3. #3
    FloodPrepare
    28th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Wadena County

Risk Verdict

Natural disaster exposure in Wadena County is lower than roughly three-quarters of U.S. counties, with a composite score at the 13th percentile. Wadena County's 13th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.

Hazard Breakdown

Wildfire risk is Wadena County's dominant natural hazard, ranked at the 66th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 30th percentile nationally. Additional tracked hazards include flood (28th percentile), earthquake (5th percentile).

Preparedness Context

At the 66th percentile nationally for wildfire, Wadena County residents should verify whether their insurance policy includes replacement cost coverage for structures and whether the insurer still writes new policies in this fire-risk zone. Alongside wildfire, tornado at the 30th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Local USFS or Cal Fire (where applicable) fire risk maps and seasonal Red Flag Warning alerts from the National Weather Service are two free resources Wadena County residents can use to stay ahead of rapidly changing wildfire conditions.

Regional Context

Wadena County is 29.4 composite risk points below the Minnesota state mean, meaning most other Minnesota counties face higher natural hazard exposure.

Is your household prepared for Wadena County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Wadena County, MN?
Wadena County has a FEMA National Risk Index rating of Very Low, placing it in the 13th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Wadena County?
Wadena County is evaluated for five major natural hazard types: wildfire (66th percentile), tornado (30th percentile), flooding (28th percentile), earthquake (5th percentile). The highest-risk hazard is wildfire at the 66th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Wadena County risk compare to the Minnesota average?
Wadena County's composite risk percentile is 13th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Wadena County faces lower natural disaster risk than the typical county in Minnesota.
Is Wadena County at risk for wildfire?
Yes, Wadena County's wildfire risk is at the 66th percentile nationally. This is above the national median. For flooding specifically, Wadena County is at the 28th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Wadena County a safe place to live?
Wadena County's composite risk score of 13th percentile is below the Minnesota state average of 42th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 66th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.