riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Tate County Disaster Risk

Tate County, Mississippi

FEMA Risk Rating

Very Low

National Percentile

41th

of 3,144 counties

State Rank

#54

of 82 (1 = highest risk)

Flood Risk

27th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 27% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 59% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 75% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 87% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 46% of US counties

Risk Overview

About Natural Disaster Risk in Tate County, Mississippi

Tate County's risk well below national average

Tate County's composite risk score of 41.22 earns a Very Low rating, comfortably below the national average. The county's tornado (74.94) and earthquake (86.86) risks are elevated, but overall exposure remains manageable and well-protected comparatively.

Tate County ranked safer than most Mississippi

At 41.22, Tate County ranks significantly below Mississippi's state average of 50.94, placing it among the state's lowest-risk counties. This favorable standing reflects its inland location and relatively moderate exposure to multiple hazard types.

Tate County safer than most surrounding areas

Tate County's 41.22 score sits between Tunica County (36.26)—safer—and Tippah County (43.80)—slightly riskier. The county offers better protection than riskier Sunflower County (69.62) to the south.

Tornado and earthquake risks lead exposure

Tate County residents face significant earthquake risk (86.86) and notable tornado exposure (74.94) as the county's primary hazard concerns. Flood and wildfire risks remain moderate (26.53 and 58.87 respectively), creating a balanced but manageable threat profile.

Standard coverage with earthquake consideration

Homeowners should secure comprehensive wind and tornado coverage through standard policies, given the 74.94 tornado risk score. Adding earthquake insurance is recommended due to elevated seismic exposure (86.86), particularly for newer construction in earthquake-sensitive zones.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Tate County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    87th percentile
  2. #2
    TornadoPrepare
    75th percentile
  3. #3
    WildfirePrepare
    59th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Tate County

Risk Verdict

Compared to the nation's 3,144 counties, Tate County ranks at the 41th percentile for natural disaster risk — toward the safer end of the spectrum. At the 41th percentile, Tate County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Earthquake risk is Tate County's dominant natural hazard, ranked at the 87th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 75th percentile nationally. Additional tracked hazards include wildfire (59th percentile), hurricane (46th percentile), flood (27th percentile).

Preparedness Context

With earthquake ranked as the top hazard at the 87th percentile nationally, Tate County residents benefit from reviewing homeowners insurance: standard policies rarely cover earthquake damage, and separate earthquake insurance must be purchased before an event. Alongside earthquake exposure, Tate County's tornado risk at the 75th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. Earthquake insurance in Tate County is typically offered as a separate policy — standard homeowners coverage excludes ground movement. Reviewing this gap and comparing policy options before an event is a financial preparedness step with potentially large consequences.

Regional Context

At 9.7 points below the Mississippi state average, Tate County is among the lower-risk counties in the state for natural disaster exposure.

Is your household prepared for Tate County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Tate County, MS?
Tate County has a FEMA National Risk Index rating of Very Low, placing it in the 41th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Tate County?
Tate County is evaluated for five major natural hazard types: earthquake (87th percentile), tornado (75th percentile), wildfire (59th percentile), hurricane (46th percentile), flooding (27th percentile). The highest-risk hazard is earthquake at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Tate County risk compare to the Mississippi average?
Tate County's composite risk percentile is 41th, compared to the Mississippi state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Tate County faces lower natural disaster risk than the typical county in Mississippi.
Is Tate County at risk for earthquake?
Yes, Tate County's earthquake risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Tate County is at the 27th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Tate County a safe place to live?
Tate County's composite risk score of 41th percentile is below the Mississippi state average of 51th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 87th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.