riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Union County Disaster Risk

Union County, Mississippi

FEMA Risk Rating

Relatively Low

National Percentile

44th

of 3,144 counties

State Rank

#51

of 82 (1 = highest risk)

Flood Risk

38th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 38% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 47% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 47% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 85% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 62% of US counties

Risk Overview

About Natural Disaster Risk in Union County, Mississippi

Union County's moderate risk profile

Union County scores 43.51 on the composite risk scale, placing it in the relatively low range and well below Mississippi's state average of 50.94. While this county faces fewer overall hazards than most of its peers, certain localized risks still warrant attention from residents.

Middle-of-the-pack risk in Mississippi

Union County ranks in the lower-middle tier among Mississippi's 82 counties for natural disaster risk. Its 43.51 score indicates meaningful hazard exposure, particularly compared to the state's safest counties but more favorable than high-risk neighbors to the south and west.

Safer than Warren, riskier than Webster

Union County's risk profile sits between its contrasting neighbors: Warren County (86.29) faces significantly higher tornado and earthquake threats, while Webster County (12.60) is among Mississippi's safest. This strategic location offers relative protection from the worst regional hazards.

Earthquakes and tornadoes top the list

Union County residents face the highest exposure to earthquakes (85.08) and tornadoes (47.36), reflecting its position near the Mississippi River seismic zone and Tornado Alley's reach. Flood risk remains moderate at 38.10, though wildfire exposure (47.26) deserves attention during dry seasons.

Prioritize earthquake and storm coverage

Given Union County's earthquake risk score of 85.08, homeowners should ensure their policies include earthquake coverage—a critical gap for many residents. Standard homeowners insurance covers tornado damage, but verify your deductibles and consider a separate flood policy if you live near waterways or low-lying areas.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Union County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    85th percentile
  2. #2
    HurricanePrepare
    62th percentile
  3. #3
    TornadoPrepare
    47th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Union County

Risk Verdict

At the 44th percentile nationally, Union County experiences a manageable level of natural hazard risk that falls below the U.S. median. A 44th percentile score positions Union County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.

Hazard Breakdown

Earthquake risk is Union County's dominant natural hazard, ranked at the 85th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 62th percentile nationally. Additional tracked hazards include tornado (47th percentile), wildfire (47th percentile), flood (38th percentile).

Preparedness Context

Union County's primary hazard, earthquake, ranks at the 85th percentile nationally. Unreinforced masonry structures carry the highest injury risk during seismic events; residents in older buildings should check with their municipality about available seismic retrofit programs. Hurricane at the 62th percentile nationally is a separate hazard dimension for Union County that requires different protective strategies from earthquake preparedness. After a major earthquake, Union County residents should expect water service disruption for 24 to 72 or more hours. Storing a minimum of one gallon per person per day for three days — before any event — is the most direct preparedness action households can take.

Regional Context

Compared to the Mississippi county average, Union County's composite score runs 7.4 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Union County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Union County, MS?
Union County has a FEMA National Risk Index rating of Relatively Low, placing it in the 44th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Union County?
Union County is evaluated for five major natural hazard types: earthquake (85th percentile), hurricane (62th percentile), tornado (47th percentile), wildfire (47th percentile), flooding (38th percentile). The highest-risk hazard is earthquake at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Union County risk compare to the Mississippi average?
Union County's composite risk percentile is 44th, compared to the Mississippi state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Union County faces lower natural disaster risk than the typical county in Mississippi.
Is Union County at risk for earthquake?
Yes, Union County's earthquake risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Union County is at the 38th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Union County a safe place to live?
Union County's composite risk score of 44th percentile is below the Mississippi state average of 51th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 85th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.