riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Buchanan County Disaster Risk

Buchanan County, Missouri

FEMA Risk Rating

Relatively Low

National Percentile

74th

of 3,144 counties

State Rank

#25

of 115 (1 = highest risk)

Flood Risk

69th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 69% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 58% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 90% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 45% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in Buchanan County, Missouri

Buchanan faces moderate disaster exposure

Buchanan County's composite risk score of 74.36 sits above the national average with a Relatively Low rating. The county experiences meaningful natural disaster risk, particularly from tornadoes and flooding.

Moderate risk among Missouri counties

At 74.36, Buchanan's score exceeds Missouri's state average of 50.56 by nearly 24 points, placing it in the higher-risk group statewide. This elevated exposure warrants active homeowner preparation.

Higher risk than western peers

Buchanan's score of 74.36 exceeds Callaway County (63.93) to the south but trails Butler County (83.11) to the southeast. The county sits in the middle range for its region.

Tornadoes and floods lead threats

Tornado risk registers at 89.73, making severe weather the dominant concern, while flood risk of 68.51 poses a secondary threat. Earthquakes score 45.04, a notably lower concern than regional peers.

Prioritize flood and tornado coverage

With tornado risk at 89.73 and flood risk at 68.51, Buchanan residents need comprehensive coverage beyond standard homeowners insurance. A separate flood policy and regular safety drills for severe weather are practical investments.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Buchanan County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    90th percentile
  2. #2
    FloodPrepare
    69th percentile
  3. #3
    WildfirePrepare
    58th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Buchanan County

Risk Verdict

Buchanan County sits below the national average for natural disaster exposure, ranking at the 74th percentile across all U.S. counties. Understanding the specific hazards behind Buchanan County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Tornado risk is Buchanan County's dominant natural hazard, ranked at the 90th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 69th percentile nationally. Additional tracked hazards include wildfire (58th percentile), earthquake (45th percentile), hurricane (0th percentile).

Preparedness Context

Ranked at the 90th percentile nationally for tornado risk, Buchanan County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Buchanan County's county shelter map is typically available through the local emergency management office. Flood is the second hazard driver for Buchanan County at the 69th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. Buchanan County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

A composite score 23.8 points above the Missouri state average puts Buchanan County in a higher-risk category than most counties in the state.

Is your household prepared for Buchanan County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Buchanan County, MO?
Buchanan County has a FEMA National Risk Index rating of Relatively Low, placing it in the 74th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Buchanan County?
Buchanan County is evaluated for five major natural hazard types: tornado (90th percentile), flooding (69th percentile), wildfire (58th percentile), earthquake (45th percentile), hurricane (0th percentile). The highest-risk hazard is tornado at the 90th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Buchanan County risk compare to the Missouri average?
Buchanan County's composite risk percentile is 74th, compared to the Missouri state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Buchanan County faces higher natural disaster risk than the typical county in Missouri.
Is Buchanan County at risk for tornado?
Yes, Buchanan County's tornado risk is at the 90th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Buchanan County is at the 69th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Buchanan County higher risk than average?
Buchanan County's composite risk score of 74th percentile is above the Missouri state average of 51th percentile. This elevated risk is driven by tornado exposure (90th percentile), along with flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.