riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Cass County Disaster Risk

Cass County, Missouri

FEMA Risk Rating

Relatively Low

National Percentile

75th

of 3,144 counties

State Rank

#24

of 115 (1 = highest risk)

Flood Risk

71th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 71% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 29% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 90% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 54% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 18% of US counties

Risk Overview

About Natural Disaster Risk in Cass County, Missouri

Cass County faces elevated risk

Cass County's composite risk score of 74.90 places it well above Missouri's state average of 50.56, earning a Relatively Low national rating but with notably higher exposure. The county's tornado risk of 89.85 is particularly severe, ranking among the state's most tornado-prone areas.

High-risk tornado zone

Cass County ranks in Missouri's higher-risk tier, driven primarily by its extreme tornado vulnerability of 89.85. Few Missouri counties face comparable spring storm intensity, making severe weather the dominant concern for residents.

Tornado risk stands out

Cass County's 89.85 tornado score substantially exceeds nearby Carroll County (56.84), Cedar County (63.30), and Chariton County (50.64). Flooding (70.55) and earthquake (54.36) risks remain moderate, but tornadoes drive the county's overall exposure profile.

Severe tornadoes, flooding threats

Tornadoes pose an extreme threat with an 89.85 risk score—the highest hazard facing Cass County residents. Flooding (70.55) compounds spring risks, particularly near creeks and low-lying property, making dual preparation essential.

Tornado readiness saves lives

With 89.85 tornado risk, underground or interior safe rooms are critical investments; ensure your homeowners policy covers wind and hail damage with adequate limits. Maintain a storm kit and evacuation plan, and monitor spring weather forecasts vigilantly from March through June.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Cass County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    90th percentile
  2. #2
    FloodPrepare
    71th percentile
  3. #3
    EarthquakePrepare
    54th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Cass County

Risk Verdict

With a national percentile rank of 75th, Cass County faces below-average hazard exposure relative to U.S. counties as a whole. Above-average risk does not mean imminent danger; it signals that informed, hazard-specific preparedness has high value here.

Hazard Breakdown

Tornado risk is Cass County's dominant natural hazard, ranked at the 90th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 71th percentile nationally. Additional tracked hazards include earthquake (54th percentile), wildfire (29th percentile), hurricane (18th percentile).

Preparedness Context

At the 90th percentile nationally for tornado risk, Cass County households benefit most from a reliable alert system — a NOAA weather radio that activates during overnight hours when residents may not be checking smartphone alerts. The secondary flood hazard at the 71th percentile nationally adds seasonal complexity to Cass County's preparedness calendar, since flood and tornado risk often peak at different points in the year. For Cass County households, a pre-decided family shelter plan — who goes where, how children are retrieved from school during a warning, and a neighborhood meet-up point if phones fail — provides real protection that no supply kit alone can replicate.

Regional Context

At 24.3 points above the Missouri state average, Cass County carries meaningfully higher natural disaster exposure than a typical Missouri county.

Is your household prepared for Cass County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Cass County, MO?
Cass County has a FEMA National Risk Index rating of Relatively Low, placing it in the 75th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Cass County?
Cass County is evaluated for five major natural hazard types: tornado (90th percentile), flooding (71th percentile), earthquake (54th percentile), wildfire (29th percentile), hurricane (18th percentile). The highest-risk hazard is tornado at the 90th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Cass County risk compare to the Missouri average?
Cass County's composite risk percentile is 75th, compared to the Missouri state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Cass County faces higher natural disaster risk than the typical county in Missouri.
Is Cass County at risk for tornado?
Yes, Cass County's tornado risk is at the 90th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Cass County is at the 71th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Cass County higher risk than average?
Cass County's composite risk score of 75th percentile is above the Missouri state average of 51th percentile. This elevated risk is driven by tornado exposure (90th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.