Carroll County Disaster Risk
Carroll County, Missouri
FEMA Risk Rating
Very Low
National Percentile
33th
of 3,144 counties
State Rank
#79
of 115 (1 = highest risk)
Flood Risk
45th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 45% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 44% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 57% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 36% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 0% of US counties
Risk Overview
About Natural Disaster Risk in Carroll County, Missouri
Carroll County's low risk rating
With a composite risk score of 32.60, Carroll County ranks as Very Low risk nationally—well below the state average of 50.56. This protective position reflects generally modest exposure to major natural hazards across the county.
Missouri's safest counties
Carroll County is among Missouri's lowest-risk counties, scoring significantly below the state average. The county's balanced hazard profile means residents face less frequent and intense disaster threats than most Missourians.
Safer than most neighbors
Carroll County's 32.60 score beats nearby Chariton County (29.42) and Cedar County (26.05), making it a stable middle ground in a relatively safe region. Its tornado risk of 56.84 is notably higher than flood risk (45.39), reflecting regional weather patterns.
Tornado risk leads the list
Tornadoes pose the greatest threat with a risk score of 56.84, while flooding (45.39) and wildfire (43.86) present secondary concerns. Spring and early summer bring the highest tornado likelihood, making severe weather preparedness essential for residents.
Focus on tornado coverage
Standard homeowners insurance covers some wind damage but may exclude severe tornado losses—consider adding guaranteed replacement cost endorsements. Review your safe room options and maintain a family disaster plan, especially during tornado season.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Carroll County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Carroll County
Risk Verdict
Compared to the nation's 3,144 counties, Carroll County ranks at the 33th percentile for natural disaster risk — toward the safer end of the spectrum. Even at the 33th percentile, Carroll County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.
Hazard Breakdown
Tornado risk is Carroll County's dominant natural hazard, ranked at the 57th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 45th percentile nationally. Additional tracked hazards include wildfire (44th percentile), earthquake (36th percentile), hurricane (0th percentile).
Preparedness Context
Tornado exposure at the 57th percentile nationally makes Carroll County a county where a battery-powered weather radio — not just smartphone apps — is a worthwhile household investment, given that mobile networks often fail during severe storms. Flood is the second hazard driver for Carroll County at the 45th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. In Carroll County, tornado watches indicate favorable atmospheric conditions while warnings mean rotation has been detected — households benefit from understanding this distinction so they shelter immediately on a warning, not after seeking visual confirmation.
Regional Context
At 18.0 points below the Missouri state average, Carroll County is among the lower-risk counties in the state for natural disaster exposure.
Is your household prepared for Carroll County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Carroll County, MO?
What types of natural hazards affect Carroll County?
How does Carroll County risk compare to the Missouri average?
Is Carroll County at risk for tornado?
How is natural disaster risk measured?
Is Carroll County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.