Texas County Disaster Risk
Texas County, Missouri
FEMA Risk Rating
Relatively Low
National Percentile
62th
of 3,144 counties
State Rank
#41
of 115 (1 = highest risk)
Flood Risk
49th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 49% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 65% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 63% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 80% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 37% of US counties
Risk Overview
About Natural Disaster Risk in Texas County, Missouri
Texas County faces moderate national risk
Texas County's composite risk score of 62.44 earns a Relatively Low rating but sits above the national average, placing it in the moderate-to-higher tier of U.S. counties. The county's exposure is driven primarily by earthquake and wildfire threats rather than the tornadic and flood risks typical of the Great Plains.
Mid-range risk within Missouri
Texas County's 62.44 score exceeds Missouri's state average of 50.56, ranking it in the upper-middle tier of county risk statewide. This above-average exposure, while notable, is substantially lower than the state's most vulnerable counties like Taney.
Elevated compared to surrounding areas
Texas County (62.44) faces higher cumulative risk than neighboring Wright and Dent counties to the north and west, though less than southern Ozark hotspots. The county's earthquake exposure particularly distinguishes it from the lower-risk Ozark fringe counties.
Earthquakes pose outsized threat
Earthquake risk reaches 80.09 in Texas County, the county's dominant hazard and well above state averages, reflecting proximity to the Ozark seismic zone. Wildfire (64.95) and tornado (63.07) risks round out a moderately diverse hazard profile requiring year-round vigilance.
Add earthquake coverage to standard policy
Standard homeowners policies exclude earthquake damage, making a separate endorsement or policy critical given Texas County's 80.09 earthquake risk score. Review flood and wildfire coverage as well, since multiple perils demand a layered insurance approach across the county.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Texas County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Texas County
Risk Verdict
Texas County's FEMA risk score places it at the 62th percentile nationally, indicating lower-than-typical exposure for a U.S. county. A moderate composite score often means one or two hazard categories are doing the heavy lifting — knowing which ones matters for preparation.
Hazard Breakdown
Earthquake risk is Texas County's dominant natural hazard, ranked at the 80th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 65th percentile nationally. Additional tracked hazards include tornado (63th percentile), flood (49th percentile), hurricane (37th percentile).
Preparedness Context
With earthquake ranked as the top hazard at the 80th percentile nationally, Texas County residents benefit from reviewing homeowners insurance: standard policies rarely cover earthquake damage, and separate earthquake insurance must be purchased before an event. The county's wildfire risk at the 65th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. Earthquake insurance in Texas County is typically offered as a separate policy — standard homeowners coverage excludes ground movement. Reviewing this gap and comparing policy options before an event is a financial preparedness step with potentially large consequences.
Regional Context
The Missouri county average is 11.9 composite points below Texas County's score, a gap that reflects the county's elevated position in the state's hazard distribution.
Is your household prepared for Texas County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Texas County, MO?
What types of natural hazards affect Texas County?
How does Texas County risk compare to the Missouri average?
Is Texas County at risk for earthquake?
How is natural disaster risk measured?
Why is Texas County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.