Callaway County Disaster Risk

Callaway County, Missouri

FEMA Risk Rating

Relatively Low

National Percentile

64th

of 3,144 counties

State Rank

#39

of 115 (1 = highest risk)

Flood Risk

68th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 68% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 66% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 62% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 76% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 19% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Callaway County, MO?
Callaway County has a FEMA National Risk Index rating of Relatively Low, placing it in the 64th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Callaway County?
Callaway County is evaluated for five major natural hazard types: earthquake (76th percentile), flooding (68th percentile), wildfire (66th percentile), tornado (62th percentile), hurricane (19th percentile). The highest-risk hazard is earthquake at the 76th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Callaway County risk compare to the Missouri average?
Callaway County's composite risk percentile is 64th, compared to the Missouri state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Callaway County faces higher natural disaster risk than the typical county in Missouri.
Is Callaway County at risk for earthquake?
Yes, Callaway County's earthquake risk is at the 76th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Callaway County is at the 68th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Callaway County higher risk than average?
Callaway County's composite risk score of 64th percentile is above the Missouri state average of 51th percentile. This elevated risk is driven by earthquake exposure (76th percentile), along with flooding and wildfire and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.