riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Webster County Disaster Risk

Webster County, Missouri

FEMA Risk Rating

Relatively Low

National Percentile

45th

of 3,144 counties

State Rank

#68

of 115 (1 = highest risk)

Flood Risk

43th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 43% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 69% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 66% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 70% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 24% of US counties

Risk Overview

About Natural Disaster Risk in Webster County, Missouri

Webster County's moderate risk profile

Webster County scores 44.59 on the national disaster risk scale, placing it in the 'Relatively Low' category and below Missouri's state average of 50.56. This means the county faces fewer compounded hazards than most U.S. counties, though specific risks remain significant in certain categories.

Safer than most Missouri counties

At 44.59, Webster County ranks better than average among Missouri's 114 counties, with a composite risk score that sits well below the state average of 50.56. This relatively favorable standing reflects lower flood and hurricane exposure compared to other parts of Missouri.

Notable differences from neighbors

Webster County's composite risk of 44.59 sits between Worth County's very low 8.21 and Wright County's higher 57.41, making it a middle ground for the region. Worth County faces dramatically lower overall risk across nearly all hazard types, while Wright County's earthquake exposure (76.11) significantly outpaces Webster's (70.32).

Earthquakes and wildfires dominate here

Webster County residents face the greatest threats from earthquakes (70.32) and wildfires (69.15), both scoring well above the county's composite average. Tornado risk also merits attention at 65.65, making severe weather preparedness essential for households and businesses.

Insurance priorities for Webster County

Standard homeowners policies typically exclude earthquake and wildfire damage, making separate coverage critical given Webster County's elevated scores in both categories. Residents should also verify tornado coverage and review annual updates as climate conditions evolve.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Webster County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    70th percentile
  2. #2
    WildfirePrepare
    69th percentile
  3. #3
    TornadoPrepare
    66th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Webster County

Risk Verdict

Webster County has a below-average natural disaster risk profile, scoring at the 45th percentile nationally under FEMA's National Risk Index. A 45th percentile score positions Webster County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.

Hazard Breakdown

Earthquake risk is Webster County's dominant natural hazard, ranked at the 70th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 69th percentile nationally. Additional tracked hazards include tornado (66th percentile), flood (43th percentile), hurricane (24th percentile).

Preparedness Context

Earthquake risk is Webster County's leading natural hazard, ranked at the 70th percentile nationally. Securing tall furniture, water heaters, and bookcases to walls with anti-tip hardware is among the simplest and most effective life-safety measures households can take. Wildfire at the 69th percentile nationally is a separate hazard dimension for Webster County that requires different protective strategies from earthquake preparedness. Webster County residents should locate the main gas shutoff valve and keep an appropriate wrench nearby — gas leaks cause a significant share of earthquake-related injuries and fires, and the shutoff step is safe to take immediately after shaking stops.

Regional Context

The Missouri county average exceeds Webster County's score by 6.0 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Webster County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Webster County, MO?
Webster County has a FEMA National Risk Index rating of Relatively Low, placing it in the 45th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Webster County?
Webster County is evaluated for five major natural hazard types: earthquake (70th percentile), wildfire (69th percentile), tornado (66th percentile), flooding (43th percentile), hurricane (24th percentile). The highest-risk hazard is earthquake at the 70th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Webster County risk compare to the Missouri average?
Webster County's composite risk percentile is 45th, compared to the Missouri state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Webster County faces lower natural disaster risk than the typical county in Missouri.
Is Webster County at risk for earthquake?
Yes, Webster County's earthquake risk is at the 70th percentile nationally. This is above the national median. For flooding specifically, Webster County is at the 43th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Webster County a safe place to live?
Webster County's composite risk score of 45th percentile is below the Missouri state average of 51th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 70th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.