Carter County Disaster Risk

Carter County, Montana

FEMA Risk Rating

Very Low

National Percentile

2th

of 3,144 counties

State Rank

#53

of 56 (1 = highest risk)

Flood Risk

4th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 4% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 74% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 8% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 12% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Carter County, MT?
Carter County has a FEMA National Risk Index rating of Very Low, placing it in the 2th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Carter County?
Carter County is evaluated for five major natural hazard types: wildfire (74th percentile), earthquake (12th percentile), tornado (8th percentile), flooding (4th percentile). The highest-risk hazard is wildfire at the 74th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Carter County risk compare to the Montana average?
Carter County's composite risk percentile is 2th, compared to the Montana state average of 33th percentile. The state's overall risk rating is Very Low. This means Carter County faces lower natural disaster risk than the typical county in Montana.
Is Carter County at risk for wildfire?
Yes, Carter County's wildfire risk is at the 74th percentile nationally. This is above the national median. For flooding specifically, Carter County is at the 4th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Carter County a safe place to live?
Carter County's composite risk score of 2th percentile is below the Montana state average of 33th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 74th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.