Custer County Disaster Risk

Custer County, Montana

FEMA Risk Rating

Very Low

National Percentile

42th

of 3,144 counties

State Rank

#23

of 56 (1 = highest risk)

Flood Risk

38th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 38% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 85% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 16% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 31% of US counties

Is your home insured against Custer County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

Frequently Asked Questions

What is the natural disaster risk in Custer County, MT?
Custer County has a FEMA National Risk Index rating of Very Low, placing it in the 42th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Custer County?
Custer County is evaluated for five major natural hazard types: wildfire (85th percentile), flooding (38th percentile), earthquake (31th percentile), tornado (16th percentile). The highest-risk hazard is wildfire at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Custer County risk compare to the Montana average?
Custer County's composite risk percentile is 42th, compared to the Montana state average of 33th percentile. The state's overall risk rating is Very Low. This means Custer County faces higher natural disaster risk than the typical county in Montana.
Is Custer County at risk for wildfire?
Yes, Custer County's wildfire risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Custer County is at the 38th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Custer County higher risk than average?
Custer County's composite risk score of 42th percentile is above the Montana state average of 33th percentile. This elevated risk is driven by wildfire exposure (85th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.