Madison County Disaster Risk

Madison County, Montana

FEMA Risk Rating

Very Low

National Percentile

41th

of 3,144 counties

State Rank

#24

of 56 (1 = highest risk)

Flood Risk

30th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 30% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 87% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 4% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 80% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Madison County, MT?
Madison County has a FEMA National Risk Index rating of Very Low, placing it in the 41th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Madison County?
Madison County is evaluated for five major natural hazard types: wildfire (87th percentile), earthquake (80th percentile), flooding (30th percentile), tornado (4th percentile). The highest-risk hazard is wildfire at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Madison County risk compare to the Montana average?
Madison County's composite risk percentile is 41th, compared to the Montana state average of 33th percentile. The state's overall risk rating is Very Low. This means Madison County faces higher natural disaster risk than the typical county in Montana.
Is Madison County at risk for wildfire?
Yes, Madison County's wildfire risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Madison County is at the 30th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Madison County higher risk than average?
Madison County's composite risk score of 41th percentile is above the Montana state average of 33th percentile. This elevated risk is driven by wildfire exposure (87th percentile), along with earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.