riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Pondera County Disaster Risk

Pondera County, Montana

FEMA Risk Rating

Very Low

National Percentile

25th

of 3,144 counties

State Rank

#29

of 56 (1 = highest risk)

Flood Risk

29th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 29% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 70% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 5% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 51% of US counties

Risk Overview

About Natural Disaster Risk in Pondera County, Montana

Pondera County presents below-average risk

With a composite risk score of 24.62, Pondera County carries Very Low natural disaster exposure relative to U.S. averages. The county's multi-hazard profile remains manageable and well-controlled compared to national norms.

Lower risk than typical Montana county

Pondera County's score of 24.62 is notably below Montana's state average of 33.31, placing it in the safer third of Montana's counties. The county's risk profile is about 26% lower than the state median.

Middle ground among regional peers

Pondera County's risk score of 24.62 falls between Musselshell County (17.05) and Park County (66.28) in its region. The county offers moderate exposure compared to higher-risk mountain counties while maintaining safer conditions than some eastern peers.

Earthquakes and wildfires are key concerns

Pondera County faces notable earthquake risk (51.30) and wildfire risk (70.29), while flood (29.33) and tornado (4.55) hazards remain moderate to low. The county's proximity to the Rocky Mountain Front creates seismic exposure alongside fire season vulnerability.

Earthquake and wildfire coverage recommended

Residents should ensure homeowners policies include wildfire coverage and consider earthquake insurance due to the county's elevated seismic risk. Secure structures against seismic activity and maintain 100-foot defensible zones for fire protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Pondera County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    70th percentile
  2. #2
    EarthquakePrepare
    51th percentile
  3. #3
    FloodPrepare
    29th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Pondera County

Risk Verdict

Pondera County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 25th percentile nationally. Even at the 25th percentile, Pondera County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.

Hazard Breakdown

Wildfire risk is Pondera County's dominant natural hazard, ranked at the 70th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 51th percentile nationally. Additional tracked hazards include flood (29th percentile), tornado (5th percentile).

Preparedness Context

At the 70th percentile nationally for wildfire risk, Pondera County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. The county's earthquake exposure at the 51th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Pondera County residents.

Regional Context

Pondera County falls 8.7 points below Montana's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Pondera County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Pondera County, MT?
Pondera County has a FEMA National Risk Index rating of Very Low, placing it in the 25th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Pondera County?
Pondera County is evaluated for five major natural hazard types: wildfire (70th percentile), earthquake (51th percentile), flooding (29th percentile), tornado (5th percentile). The highest-risk hazard is wildfire at the 70th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Pondera County risk compare to the Montana average?
Pondera County's composite risk percentile is 25th, compared to the Montana state average of 33th percentile. The state's overall risk rating is Very Low. This means Pondera County faces lower natural disaster risk than the typical county in Montana.
Is Pondera County at risk for wildfire?
Yes, Pondera County's wildfire risk is at the 70th percentile nationally. This is above the national median. For flooding specifically, Pondera County is at the 29th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Pondera County a safe place to live?
Pondera County's composite risk score of 25th percentile is below the Montana state average of 33th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 70th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.