riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Rosebud County Disaster Risk

Rosebud County, Montana

FEMA Risk Rating

Relatively Low

National Percentile

50th

of 3,144 counties

State Rank

#18

of 56 (1 = highest risk)

Flood Risk

57th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 57% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 95% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 10% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 30% of US counties

Risk Overview

About Natural Disaster Risk in Rosebud County, Montana

Rosebud's risk edges above U.S. baseline

Rosebud County scores 49.71 on the composite risk scale, moderately above national averages, with a Relatively Low rating. Wildfire exposure dominates, while earthquake risk remains secondary.

Moderate risk within Montana

Rosebud's 49.71 score exceeds Montana's average of 33.31, reflecting greater-than-typical wildfire vulnerability. The county ranks in the moderate tier of Montana's hazard landscape.

Higher wildfire risk than eastern peers

Rosebud (49.71) faces notably higher composite risk than Richland County (52.70) and Roosevelt County (54.45) when considering overall profiles, though its wildfire risk of 95.01 is among the most extreme. This reflects Rosebud's position in Montana's wildland interface.

Wildfire dominates, flood secondary

Wildfire risk at 95.01 is Rosebud's overwhelming hazard, reflecting forested terrain and seasonal fire activity. Flood risk of 56.52 represents a distant second concern, while tornado and earthquake risks remain minimal.

Wildfire insurance is essential

Verify that your homeowners policy includes wildfire coverage or secure a separate endorsement—standard policies often exclude or limit this risk. Maintain defensible space around your home and keep gutters clear to reduce ignition vulnerability.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Rosebud County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    95th percentile
  2. #2
    FloodPrepare
    57th percentile
  3. #3
    EarthquakePrepare
    30th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Rosebud County

Risk Verdict

With a national percentile rank of 50th, Rosebud County faces below-average hazard exposure relative to U.S. counties as a whole. Being ranked at the 50th percentile nationally is an advantage for Rosebud County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.

Hazard Breakdown

Wildfire risk is Rosebud County's dominant natural hazard, ranked at the 95th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 57th percentile nationally. Additional tracked hazards include earthquake (30th percentile), tornado (10th percentile).

Preparedness Context

At the 95th percentile nationally for wildfire risk, Rosebud County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. Alongside wildfire, flood at the 57th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Rosebud County residents.

Regional Context

At 16.4 points above the Montana state average, Rosebud County carries meaningfully higher natural disaster exposure than a typical Montana county.

Is your household prepared for Rosebud County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Rosebud County, MT?
Rosebud County has a FEMA National Risk Index rating of Relatively Low, placing it in the 50th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Rosebud County?
Rosebud County is evaluated for five major natural hazard types: wildfire (95th percentile), flooding (57th percentile), earthquake (30th percentile), tornado (10th percentile). The highest-risk hazard is wildfire at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Rosebud County risk compare to the Montana average?
Rosebud County's composite risk percentile is 50th, compared to the Montana state average of 33th percentile. The state's overall risk rating is Very Low. This means Rosebud County faces higher natural disaster risk than the typical county in Montana.
Is Rosebud County at risk for wildfire?
Yes, Rosebud County's wildfire risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Rosebud County is at the 57th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Rosebud County higher risk than average?
Rosebud County's composite risk score of 50th percentile is above the Montana state average of 33th percentile. This elevated risk is driven by wildfire exposure (95th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.