riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Madison County Disaster Risk

Madison County, Nebraska

FEMA Risk Rating

Relatively Low

National Percentile

61th

of 3,144 counties

State Rank

#11

of 93 (1 = highest risk)

Flood Risk

63th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 63% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 80% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 83% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 26% of US counties

Risk Overview

About Natural Disaster Risk in Madison County, Nebraska

Madison County faces elevated multi-hazard risk

Madison County's composite risk score of 60.88 places it in the Relatively Low category but well above the national baseline. The county grapples with exposure to tornadoes, wildfires, and flooding simultaneously, making it Nebraska's riskiest county profiled here.

Madison County: Nebraska's hazard hotspot

Madison County scores 60.88, more than double Nebraska's state average of 25.80, ranking it as the highest-risk county among those profiled. This composite score reflects significant exposure across multiple natural hazard types.

Madison County outpaces all regional counterparts

Madison County's risk score of 60.88 is substantially higher than Merrick County (42.94), Morrill County (27.83), and all other neighboring counties. It stands distinctly as the region's most hazard-exposed area.

Tornadoes, wildfires, and floods create triple threat

Madison County faces significant tornado risk (83.08), wildfire risk (79.74), and flood risk (62.75)—the three highest scores among Nebraska counties profiled. This convergence of hazards demands comprehensive preparedness planning.

Triple-threat insurance: essential, not optional

Homeowners in Madison County should carry comprehensive policies covering tornadoes, wildfires, and flooding—including separate flood insurance, as standard policies exclude water damage. Regular roof inspections and storm shelter access are critical investments.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Madison County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    83th percentile
  2. #2
    WildfirePrepare
    80th percentile
  3. #3
    FloodPrepare
    63th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Madison County

Risk Verdict

Madison County's FEMA risk score places it at the 61th percentile nationally, indicating lower-than-typical exposure for a U.S. county. A moderate composite score often means one or two hazard categories are doing the heavy lifting — knowing which ones matters for preparation.

Hazard Breakdown

Tornado risk is Madison County's dominant natural hazard, ranked at the 83th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 80th percentile nationally. Additional tracked hazards include flood (63th percentile), earthquake (26th percentile).

Preparedness Context

Tornado exposure at the 83th percentile nationally makes Madison County a county where a battery-powered weather radio — not just smartphone apps — is a worthwhile household investment, given that mobile networks often fail during severe storms. The secondary wildfire hazard at the 80th percentile nationally adds seasonal complexity to Madison County's preparedness calendar, since wildfire and tornado risk often peak at different points in the year. In Madison County, tornado watches indicate favorable atmospheric conditions while warnings mean rotation has been detected — households benefit from understanding this distinction so they shelter immediately on a warning, not after seeking visual confirmation.

Regional Context

The Nebraska county average is 35.1 composite points below Madison County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Madison County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Madison County, NE?
Madison County has a FEMA National Risk Index rating of Relatively Low, placing it in the 61th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Madison County?
Madison County is evaluated for five major natural hazard types: tornado (83th percentile), wildfire (80th percentile), flooding (63th percentile), earthquake (26th percentile). The highest-risk hazard is tornado at the 83th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Madison County risk compare to the Nebraska average?
Madison County's composite risk percentile is 61th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Madison County faces higher natural disaster risk than the typical county in Nebraska.
Is Madison County at risk for tornado?
Yes, Madison County's tornado risk is at the 83th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Madison County is at the 63th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Madison County higher risk than average?
Madison County's composite risk score of 61th percentile is above the Nebraska state average of 26th percentile. This elevated risk is driven by tornado exposure (83th percentile), along with wildfire and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.