Polk County Disaster Risk

Polk County, Nebraska

FEMA Risk Rating

Very Low

National Percentile

26th

of 3,144 counties

State Rank

#38

of 93 (1 = highest risk)

Flood Risk

16th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 16% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 38% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 37% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 8% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Polk County, NE?
Polk County has a FEMA National Risk Index rating of Very Low, placing it in the 26th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Polk County?
Polk County is evaluated for five major natural hazard types: wildfire (38th percentile), tornado (37th percentile), flooding (16th percentile), earthquake (8th percentile). The highest-risk hazard is wildfire at the 38th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Polk County risk compare to the Nebraska average?
Polk County's composite risk percentile is 26th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Polk County faces higher natural disaster risk than the typical county in Nebraska.
Is Polk County at risk for wildfire?
Yes, Polk County's wildfire risk is at the 38th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Polk County is at the 16th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Polk County higher risk than average?
Polk County's composite risk score of 26th percentile is above the Nebraska state average of 26th percentile. This elevated risk is driven by wildfire exposure (38th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.