riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Webster County Disaster Risk

Webster County, Nebraska

FEMA Risk Rating

Relatively Low

National Percentile

55th

of 3,144 counties

State Rank

#14

of 93 (1 = highest risk)

Flood Risk

19th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 19% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 43% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 43% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 10% of US counties

Risk Overview

About Natural Disaster Risk in Webster County, Nebraska

Webster County faces above-average risk

With a composite risk score of 55.47, Webster County ranks relatively low but significantly exceeds Nebraska's state average of 25.80. The county's risk profile aligns with more hazard-prone regions across the United States, particularly due to concentrated tornado exposure.

Among Nebraska's higher-risk counties

Webster County ranks as one of the state's more hazard-vulnerable areas, with its 55.47 score placing it well above the state mean. Only a handful of Nebraska counties face comparable composite risk levels.

Riskier than most surrounding counties

Webster County's 55.47 score exceeds nearby Wayne County (13.96), Washington County (25.51), and Wheeler County (5.47), though York County (52.26) presents similar exposure. The county's elevation in risk reflects its position in a more active tornado corridor.

Tornados pose significant seasonal threat

Tornado risk (42.53) and wildfire risk (42.68) drive Webster County's elevated composite score, with both hazards requiring serious preparedness planning. Flood risk remains moderate at 18.64, though residents in low-lying areas should remain vigilant during heavy rainfall events.

Strengthen tornado and storm preparedness

Webster County homeowners should ensure insurance covers both tornado damage and hail, with particular attention to basement or safe-room construction for extreme events. Maintain updated emergency contacts, a disaster supply kit, and a family communication plan practiced annually before severe weather season arrives.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Webster County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    43th percentile
  2. #2
    TornadoPrepare
    43th percentile
  3. #3
    FloodPrepare
    19th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Webster County

Risk Verdict

Natural hazard pressure in Webster County is below the national midpoint, with a composite score at the 55th percentile. Proactive emergency planning and awareness of the specific hazards driving Webster County's score can meaningfully reduce household risk.

Hazard Breakdown

Wildfire risk is Webster County's dominant natural hazard, ranked at the 43th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 43th percentile nationally. Additional tracked hazards include flood (19th percentile), earthquake (10th percentile).

Preparedness Context

With wildfire ranked at the 43th percentile nationally, Webster County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Webster County households to have on hand before fire season. A secondary tornado exposure at the 43th percentile nationally means Webster County residents face hazards from two distinct natural peril categories during different seasons. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Webster County households — and the insurance review is the one most often deferred by Webster County residents and most costly to skip when a fire event actually occurs.

Regional Context

Webster County is 29.7 composite risk points above the Nebraska average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Webster County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Webster County, NE?
Webster County has a FEMA National Risk Index rating of Relatively Low, placing it in the 55th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Webster County?
Webster County is evaluated for five major natural hazard types: wildfire (43th percentile), tornado (43th percentile), flooding (19th percentile), earthquake (10th percentile). The highest-risk hazard is wildfire at the 43th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Webster County risk compare to the Nebraska average?
Webster County's composite risk percentile is 55th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Webster County faces higher natural disaster risk than the typical county in Nebraska.
Is Webster County at risk for wildfire?
Yes, Webster County's wildfire risk is at the 43th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Webster County is at the 19th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Webster County higher risk than average?
Webster County's composite risk score of 55th percentile is above the Nebraska state average of 26th percentile. This elevated risk is driven by wildfire exposure (43th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.