riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Luna County Disaster Risk

Luna County, New Mexico

FEMA Risk Rating

Relatively Low

National Percentile

52th

of 3,144 counties

State Rank

#23

of 33 (1 = highest risk)

Flood Risk

58th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 58% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 82% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 7% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 54% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 10% of US counties

Risk Overview

About Natural Disaster Risk in Luna County, New Mexico

Luna County's risk: Below average nationally

Luna County scores 51.59 on composite risk, placing it in the Relatively Low category and well below the national average. This modest risk profile reflects a community less exposed to multiple hazards simultaneously compared to the typical U.S. county.

Middle of the pack in New Mexico

Luna County ranks in the middle tier statewide with a composite score of 51.59, compared to New Mexico's average of 58.92. The county's risk profile sits below the state median, making it one of the safer counties in the region.

Less risky than surrounding counties

Luna County's 51.59 score is lower than neighboring Hidalgo County and other southwestern counties. Among nearby communities, Luna faces relatively modest multi-hazard exposure, though wildfire remains a shared concern across the region.

Wildfire and earthquakes top the list

Wildfire risk dominates at 82.12, making it Luna County's primary natural hazard concern and a significant threat to residents and property. Earthquake risk ranks second at 54.04, though flood risk at 57.54 also merits attention given the county's arid southwestern landscape.

Prioritize wildfire and earthquake coverage

Luna County residents should secure comprehensive homeowners insurance with wildfire coverage, as blazes pose the greatest threat to structures and livelihoods. Consider earthquake insurance as well, especially if your home is older or not recently retrofitted for seismic safety.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Luna County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    82th percentile
  2. #2
    FloodPrepare
    58th percentile
  3. #3
    EarthquakePrepare
    54th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Luna County

Risk Verdict

With a national percentile rank of 52th, Luna County faces below-average hazard exposure relative to U.S. counties as a whole. Above-average risk does not mean imminent danger; it signals that informed, hazard-specific preparedness has high value here.

Hazard Breakdown

Wildfire risk is Luna County's dominant natural hazard, ranked at the 82th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 58th percentile nationally. Additional tracked hazards include earthquake (54th percentile), hurricane (10th percentile), tornado (7th percentile).

Preparedness Context

At the 82th percentile nationally for wildfire risk, Luna County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. The county's flood exposure at the 58th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Luna County residents.

Regional Context

Luna County falls 7.3 points below New Mexico's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Luna County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Luna County, NM?
Luna County has a FEMA National Risk Index rating of Relatively Low, placing it in the 52th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Luna County?
Luna County is evaluated for five major natural hazard types: wildfire (82th percentile), flooding (58th percentile), earthquake (54th percentile), hurricane (10th percentile), tornado (7th percentile). The highest-risk hazard is wildfire at the 82th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Luna County risk compare to the New Mexico average?
Luna County's composite risk percentile is 52th, compared to the New Mexico state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Luna County faces lower natural disaster risk than the typical county in New Mexico.
Is Luna County at risk for wildfire?
Yes, Luna County's wildfire risk is at the 82th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Luna County is at the 58th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Luna County a safe place to live?
Luna County's composite risk score of 52th percentile is below the New Mexico state average of 59th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 82th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.