riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Torrance County Disaster Risk

Torrance County, New Mexico

FEMA Risk Rating

Relatively Low

National Percentile

46th

of 3,144 counties

State Rank

#24

of 33 (1 = highest risk)

Flood Risk

63th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 63% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 91% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 10% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 64% of US counties

Risk Overview

About Natural Disaster Risk in Torrance County, New Mexico

Torrance ranks among safest U.S. counties

Torrance County's composite risk score of 46.15 and 'Relatively Low' rating place it below the typical U.S. county in overall natural disaster exposure. The county's lower-risk profile reflects its lower-elevation, semi-arid landscape with reduced flood and seismic vulnerability.

New Mexico's safest county

Torrance County ranks as New Mexico's lowest-risk county with a score of 46.15, well below the state average of 58.92. The county's lower elevation and drier climate significantly reduce flood, earthquake, and composite risk compared to northern mountain counties.

Substantially safer than all peers

Torrance's 46.15 score is the lowest among all central and northern New Mexico counties, sitting notably below Socorro (61.48), Santa Fe (85.97), and Sandoval (76.97). The county benefits from its flatter terrain and position in the state's drier central plateau.

Wildfire presents the main hazard

Wildfire risk of 91.41 is Torrance's standout concern, creating exposure despite the county's otherwise low composite risk profile. Earthquake risk of 63.52 and flood risk of 62.85 remain relatively modest, reflecting the county's safer geographic position.

Standard coverage with wildfire focus

Torrance homeowners can rely on standard homeowners insurance for most protections, given the county's overall low-risk profile below the state average. Wildfire mitigation—maintaining defensible space and clearing brush—addresses the county's primary natural hazard exposure without requiring extraordinary insurance additions.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Torrance County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    91th percentile
  2. #2
    EarthquakePrepare
    64th percentile
  3. #3
    FloodPrepare
    63th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Torrance County

Risk Verdict

With a national percentile rank of 46th, Torrance County faces below-average hazard exposure relative to U.S. counties as a whole. At the 46th percentile, Torrance County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Wildfire risk is Torrance County's dominant natural hazard, ranked at the 91th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 64th percentile nationally. Additional tracked hazards include flood (63th percentile), tornado (10th percentile).

Preparedness Context

At the 91th percentile nationally for wildfire risk, Torrance County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. A secondary earthquake exposure at the 64th percentile nationally means Torrance County residents face hazards from two distinct natural peril categories during different seasons. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Torrance County residents.

Regional Context

Torrance County falls 12.8 points below New Mexico's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Torrance County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Torrance County, NM?
Torrance County has a FEMA National Risk Index rating of Relatively Low, placing it in the 46th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Torrance County?
Torrance County is evaluated for five major natural hazard types: wildfire (91th percentile), earthquake (64th percentile), flooding (63th percentile), tornado (10th percentile). The highest-risk hazard is wildfire at the 91th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Torrance County risk compare to the New Mexico average?
Torrance County's composite risk percentile is 46th, compared to the New Mexico state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Torrance County faces lower natural disaster risk than the typical county in New Mexico.
Is Torrance County at risk for wildfire?
Yes, Torrance County's wildfire risk is at the 91th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Torrance County is at the 63th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Torrance County a safe place to live?
Torrance County's composite risk score of 46th percentile is below the New Mexico state average of 59th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 91th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.