riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Otero County Disaster Risk

Otero County, New Mexico

FEMA Risk Rating

Relatively Moderate

National Percentile

85th

of 3,144 counties

State Rank

#7

of 33 (1 = highest risk)

Flood Risk

89th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 89% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 98% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 11% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 56% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 24% of US counties

Risk Overview

About Natural Disaster Risk in Otero County, New Mexico

Otero County faces significant risk nationally

Otero County scores 84.70 on composite risk, earning a Relatively Moderate rating and placing it well above the national average. This elevated score reflects substantial exposure to multiple serious natural hazards across the region.

Among New Mexico's highest-risk counties

Otero County ranks near the top of New Mexico's risk hierarchy with a 84.70 score, far exceeding the state average of 58.92. The county stands as one of the state's most hazard-exposed communities.

Riskier than all adjacent counties

Otero County's 84.70 score significantly exceeds neighboring Luna and Doña Ana counties' risk profiles. The county faces the highest wildfire risk in the immediate region and represents one of southern New Mexico's most hazard-vulnerable areas.

Wildfire, flood, and earthquake threats

Wildfire risk peaks at 98.16, making Otero County one of New Mexico's most fire-prone areas with severe threats to homes and ecosystems. Flood risk at 88.61 and earthquake risk at 55.73 compound the county's multi-hazard vulnerability.

Multiple insurance coverages are vital

Otero County residents must secure comprehensive homeowners insurance with explicit wildfire coverage and maintain defensible space aggressively. Flood insurance is also essential for properties in vulnerable zones, and earthquake coverage should be evaluated based on your home's age and structural condition.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Otero County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    98th percentile
  2. #2
    FloodPrepare
    89th percentile
  3. #3
    EarthquakePrepare
    56th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Otero County

Risk Verdict

Otero County faces a moderate natural disaster risk profile, ranking at the 85th percentile nationally under FEMA's composite risk model. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.

Hazard Breakdown

Wildfire risk is Otero County's dominant natural hazard, ranked at the 98th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 89th percentile nationally. Additional tracked hazards include earthquake (56th percentile), hurricane (24th percentile), tornado (11th percentile).

Preparedness Context

Wildfire is Otero County's top-ranked natural hazard at the 98th percentile nationally. Otero County residents should assess whether their property lies within or adjacent to a Wildland-Urban Interface (WUI) zone, where ember transport and rapid spread pose the highest risk. The county's flood exposure at the 89th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. For Otero County households, a practiced evacuation plan — with a primary and backup route designated before a fire occurs — provides more protection than any structural improvement when a wildfire approaches fast-moving terrain.

Regional Context

Otero County's composite risk score sits 25.8 points above the New Mexico county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Otero County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Otero County, NM?
Otero County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 85th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Otero County?
Otero County is evaluated for five major natural hazard types: wildfire (98th percentile), flooding (89th percentile), earthquake (56th percentile), hurricane (24th percentile), tornado (11th percentile). The highest-risk hazard is wildfire at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Otero County risk compare to the New Mexico average?
Otero County's composite risk percentile is 85th, compared to the New Mexico state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Otero County faces higher natural disaster risk than the typical county in New Mexico.
Is Otero County at risk for wildfire?
Yes, Otero County's wildfire risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Otero County is at the 89th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Otero County higher risk than average?
Otero County's composite risk score of 85th percentile is above the New Mexico state average of 59th percentile. This elevated risk is driven by wildfire exposure (98th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.