riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Eddy County Disaster Risk

Eddy County, New Mexico

FEMA Risk Rating

Relatively Moderate

National Percentile

84th

of 3,144 counties

State Rank

#9

of 33 (1 = highest risk)

Flood Risk

91th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 91% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 89% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 27% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 26% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 25% of US counties

Risk Overview

About Natural Disaster Risk in Eddy County, New Mexico

Eddy County faces above-average disaster risk

With a composite risk score of 83.65, Eddy County ranks in the relatively moderate category—well above New Mexico's state average of 58.92. This elevated risk reflects significant exposure to water and fire hazards that threaten homes and infrastructure across the county.

Second-highest risk in New Mexico

Eddy County is among the state's riskiest counties, ranking second only to Lea County in overall disaster vulnerability. This high ranking reflects the county's pronounced exposure to floods and wildfires that regularly impact southeastern New Mexico.

Riskier than all adjacent counties

Eddy County's risk score of 83.65 substantially exceeds neighboring Lea County's 86.01 and Lincoln County's 79.48. Among regional peers, Eddy faces outsized hazard exposure, particularly from water and wildfire events.

Flooding and wildfire dominate hazards

Flood risk scores 90.68 and wildfire risk reaches 88.52 in Eddy County—both critical threats requiring serious preparation. Tornado risk is lower at 27.32, and earthquake and hurricane risks remain minimal, making flood and fire insurance your top priorities.

Secure flood and fire coverage now

Standard homeowners insurance rarely covers flooding; purchase a separate flood policy through the National Flood Insurance Program or private providers. Consider wildfire mitigation insurance or endorsements, especially if your home sits near vegetation, and keep gutters clear and landscaping trimmed to reduce fire exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Eddy County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    91th percentile
  2. #2
    WildfirePrepare
    89th percentile
  3. #3
    TornadoPrepare
    27th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Eddy County

Risk Verdict

With a composite score at the 84th percentile, Eddy County sits above the national median for natural hazard exposure. Proactive preparedness — not reactive response — is key to managing life in one of the country's higher-risk counties; Eddy County residents should plan accordingly.

Hazard Breakdown

Flood risk is Eddy County's dominant natural hazard, ranked at the 91th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 89th percentile nationally. Additional tracked hazards include tornado (27th percentile), earthquake (26th percentile), hurricane (25th percentile).

Preparedness Context

With flood risk ranking at the 91th percentile nationally, Eddy County residents face one of the most financially damaging hazards without specialized coverage. Flood insurance through the NFIP or a private carrier is worth evaluating regardless of current mortgage requirements. Secondary wildfire exposure at the 89th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. Registering for Eddy County's county emergency alert system — typically through the county emergency management office's website — ensures households receive early warning when flood events develop faster than forecast.

Regional Context

At 24.7 points above the New Mexico state average, Eddy County carries meaningfully higher natural disaster exposure than a typical New Mexico county.

Is your household prepared for Eddy County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Eddy County, NM?
Eddy County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 84th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Eddy County?
Eddy County is evaluated for five major natural hazard types: flooding (91th percentile), wildfire (89th percentile), tornado (27th percentile), earthquake (26th percentile), hurricane (25th percentile). The highest-risk hazard is flooding at the 91th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Eddy County risk compare to the New Mexico average?
Eddy County's composite risk percentile is 84th, compared to the New Mexico state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Eddy County faces higher natural disaster risk than the typical county in New Mexico.
Is Eddy County at risk for flooding?
Yes, Eddy County's flooding risk is at the 91th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Eddy County higher risk than average?
Eddy County's composite risk score of 84th percentile is above the New Mexico state average of 59th percentile. This elevated risk is driven by flooding exposure (91th percentile), along with wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.