riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Taos County Disaster Risk

Taos County, New Mexico

FEMA Risk Rating

Relatively Low

National Percentile

74th

of 3,144 counties

State Rank

#16

of 33 (1 = highest risk)

Flood Risk

82th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 82% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 96% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 22% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 62% of US counties

Risk Overview

About Natural Disaster Risk in Taos County, New Mexico

Taos risk exceeds U.S. county average

Taos County's composite risk score of 74.27 and 'Relatively Low' rating place it above typical U.S. counties in natural disaster exposure. The county's northern location and mountainous terrain create meaningful hazard concentrations across multiple categories.

Mid-range risk among New Mexico counties

With a score of 74.27 against the state average of 58.92, Taos County ranks above the midpoint of New Mexico's risk distribution. The county's wildfire score of 96.18 and flood risk of 81.68 drive its elevated composite exposure within the state.

Riskier than southern counties, safer than Santa Fe

Taos's 74.27 score sits between San Miguel (74.59) to the east and Santa Fe (85.97) to the south, placing it in New Mexico's higher-risk corridor. The county experiences substantially more exposure than southern peers like Torrance (46.15) due to its northern forest and mountain geography.

Wildfires dominate, floods second concern

Wildfire risk of 96.18 makes forest fires Taos's most pressing hazard, driven by dense ponderosa and mixed-conifer forests across much of the county. Flood risk of 81.68 creates secondary exposure during monsoon and snowmelt periods, particularly in valley bottoms and near waterways.

Wildfire and flood coverage critical

Taos residents should verify wildfire coverage under standard policies and obtain separate flood insurance, essential given the county's 96.18 wildfire and 81.68 flood scores. Creating 100-foot defensible space zones around structures—removing dead trees and brush—provides critical wildfire mitigation for this high-risk county.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Taos County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    96th percentile
  2. #2
    FloodPrepare
    82th percentile
  3. #3
    EarthquakePrepare
    62th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Taos County

Risk Verdict

Taos County sits below the national average for natural disaster exposure, ranking at the 74th percentile across all U.S. counties. Understanding the specific hazards behind Taos County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Wildfire risk is Taos County's dominant natural hazard, ranked at the 96th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 82th percentile nationally. Additional tracked hazards include earthquake (62th percentile), tornado (22th percentile).

Preparedness Context

At the 96th percentile nationally for wildfire, Taos County residents should verify whether their insurance policy includes replacement cost coverage for structures and whether the insurer still writes new policies in this fire-risk zone. Alongside wildfire, flood at the 82th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Local USFS or Cal Fire (where applicable) fire risk maps and seasonal Red Flag Warning alerts from the National Weather Service are two free resources Taos County residents can use to stay ahead of rapidly changing wildfire conditions.

Regional Context

A composite score 15.4 points above the New Mexico state average puts Taos County in a higher-risk category than most counties in the state.

Is your household prepared for Taos County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Taos County, NM?
Taos County has a FEMA National Risk Index rating of Relatively Low, placing it in the 74th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Taos County?
Taos County is evaluated for five major natural hazard types: wildfire (96th percentile), flooding (82th percentile), earthquake (62th percentile), tornado (22th percentile). The highest-risk hazard is wildfire at the 96th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Taos County risk compare to the New Mexico average?
Taos County's composite risk percentile is 74th, compared to the New Mexico state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Taos County faces higher natural disaster risk than the typical county in New Mexico.
Is Taos County at risk for wildfire?
Yes, Taos County's wildfire risk is at the 96th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Taos County is at the 82th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Taos County higher risk than average?
Taos County's composite risk score of 74th percentile is above the New Mexico state average of 59th percentile. This elevated risk is driven by wildfire exposure (96th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.