riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Oneida County Disaster Risk

Oneida County, New York

FEMA Risk Rating

Relatively Moderate

National Percentile

86th

of 3,144 counties

State Rank

#17

of 62 (1 = highest risk)

Flood Risk

91th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 91% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 38% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 72% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 80% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 70% of US counties

Risk Overview

About Natural Disaster Risk in Oneida County, New York

Oneida's Risk: Above the National Middle

Oneida County scores 86.32 on composite disaster risk, placing it well above the national median and marking it as relatively moderate overall. This score reflects significant exposure across multiple hazard types, particularly flooding and earthquake risk. Understanding where your county stands nationally helps you prioritize which threats demand immediate preparation.

A High-Risk County in New York

Oneida ranks among New York's higher-risk counties with a score of 86.32 compared to the state average of 69.42, putting it in the upper tier statewide. This elevation reflects the county's particular vulnerability to water-related disasters and seismic activity. New Yorkers in Oneida should consider their risk profile more serious than most neighbors across the state.

Oneida Compared: Central New York Risk

Oneida (86.32) faces notably higher risk than nearby Ontario County (63.55) and Oswego County (67.56), but slightly trails its immediate neighbor Onondaga County (91.25). The variation across central New York reflects different exposure patterns to flooding and seismic activity. Your county's risk level sits in the higher range for this region, warranting serious attention to hazard preparation.

Flood and Earthquake Dominate Here

Oneida's two largest threats are flooding (91.09 risk score) and earthquake exposure (80.06), with tornadoes also posing significant concern at 71.88. Flooding poses the most immediate and frequent threat, affecting infrastructure, homes, and roads across the county. Both flooding and seismic activity warrant comprehensive risk reduction planning and appropriate insurance coverage.

Secure Coverage Against Water and Shaking

Standard homeowners insurance does not cover flood or earthquake damage—you need separate policies for both. Given Oneida's high flood score of 91.09, flood insurance should be a priority regardless of whether you're in a mapped high-risk zone. Consult with an insurance agent today about flood and earthquake riders to protect your property and finances.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Oneida County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    91th percentile
  2. #2
    EarthquakePrepare
    80th percentile
  3. #3
    TornadoPrepare
    72th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Oneida County

Risk Verdict

With a composite score at the 86th percentile, Oneida County sits above the national median for natural hazard exposure. Proactive preparedness — not reactive response — is key to managing life in one of the country's higher-risk counties; Oneida County residents should plan accordingly.

Hazard Breakdown

Flood risk is Oneida County's dominant natural hazard, ranked at the 91th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 80th percentile nationally. Additional tracked hazards include tornado (72th percentile), hurricane (70th percentile), wildfire (38th percentile).

Preparedness Context

With flood risk ranking at the 91th percentile nationally, Oneida County residents face one of the most financially damaging hazards without specialized coverage. Flood insurance through the NFIP or a private carrier is worth evaluating regardless of current mortgage requirements. Secondary earthquake exposure at the 80th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. Registering for Oneida County's county emergency alert system — typically through the county emergency management office's website — ensures households receive early warning when flood events develop faster than forecast.

Regional Context

At 16.9 points above the New York state average, Oneida County carries meaningfully higher natural disaster exposure than a typical New York county.

Is your household prepared for Oneida County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Oneida County, NY?
Oneida County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 86th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Oneida County?
Oneida County is evaluated for five major natural hazard types: flooding (91th percentile), earthquake (80th percentile), tornado (72th percentile), hurricane (70th percentile), wildfire (38th percentile). The highest-risk hazard is flooding at the 91th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Oneida County risk compare to the New York average?
Oneida County's composite risk percentile is 86th, compared to the New York state average of 69th percentile. The state's overall risk rating is Relatively Low. This means Oneida County faces higher natural disaster risk than the typical county in New York.
Is Oneida County at risk for flooding?
Yes, Oneida County's flooding risk is at the 91th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Oneida County higher risk than average?
Oneida County's composite risk score of 86th percentile is above the New York state average of 69th percentile. This elevated risk is driven by flooding exposure (91th percentile), along with earthquake and tornado and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.