riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Washington County Disaster Risk

Washington County, New York

FEMA Risk Rating

Relatively Low

National Percentile

57th

of 3,144 counties

State Rank

#46

of 62 (1 = highest risk)

Flood Risk

71th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 71% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 20% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 44% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 59% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 73% of US counties

Risk Overview

About Natural Disaster Risk in Washington County, New York

Washington County well below national average

With a composite risk score of 56.62, Washington County ranks as relatively low risk—substantially safer than the national average for natural disaster exposure. This favorable position reflects a county where multiple hazards exist but none reach critical levels, making it one of New York's better-protected communities.

Among New York's safest counties

Washington County's 56.62 score falls significantly below New York's state average of 69.42, placing it well above the median in terms of safety. Within the state's 62 counties, Washington ranks firmly in the lower-risk tier, benefiting from geographic and demographic factors that reduce overall disaster exposure.

Comparable to Warren, far safer than Westchester

Washington County (56.62) is nearly identical in risk to nearby Wayne County (56.27) but far safer than Westchester County (96.18) to the south. This pattern shows how regional variation in hazards—particularly earthquake and flood exposure—creates distinct risk profiles across upstate New York.

Hurricanes and floods pose greatest threats

Hurricane risk (72.72) and flood risk (70.74) dominate Washington County's hazard profile, both well above the county's overall average score. Tornado risk (43.73) presents a secondary concern, while earthquake and wildfire threats remain relatively contained.

Flood and wind coverage essential

Washington County residents should prioritize flood insurance and ensure their homeowners policy includes robust wind and hurricane coverage. Given the county's water-related and storm-driven risks, these two protection layers address over 70% of your disaster vulnerability.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Washington County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    73th percentile
  2. #2
    FloodPrepare
    71th percentile
  3. #3
    EarthquakePrepare
    59th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Washington County

Risk Verdict

Washington County ranks at the 57th percentile nationally for natural disaster risk — below the median for U.S. counties. Residents are encouraged to understand which hazards dominate locally and tailor their preparedness accordingly.

Hazard Breakdown

Hurricane risk is Washington County's dominant natural hazard, ranked at the 73th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 71th percentile nationally. Additional tracked hazards include earthquake (59th percentile), tornado (44th percentile), wildfire (20th percentile).

Preparedness Context

Washington County ranks at the 73th percentile nationally for hurricane risk. For coastal counties, wind-resistant shutters or impact-rated windows represent the highest single structural investment for reducing property damage. Washington County's flood exposure at the 71th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. For extended post-storm outages common in Washington County's hurricane zone, a portable generator (operated outdoors only) and a supply of non-perishable food for at least seven days provides meaningful household resilience.

Regional Context

A composite score 12.8 points below the New York state average puts Washington County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Washington County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Washington County, NY?
Washington County has a FEMA National Risk Index rating of Relatively Low, placing it in the 57th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Washington County?
Washington County is evaluated for five major natural hazard types: hurricane (73th percentile), flooding (71th percentile), earthquake (59th percentile), tornado (44th percentile), wildfire (20th percentile). The highest-risk hazard is hurricane at the 73th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Washington County risk compare to the New York average?
Washington County's composite risk percentile is 57th, compared to the New York state average of 69th percentile. The state's overall risk rating is Relatively Low. This means Washington County faces lower natural disaster risk than the typical county in New York.
Is Washington County at risk for hurricane?
Yes, Washington County's hurricane risk is at the 73th percentile nationally. This is above the national median. For flooding specifically, Washington County is at the 71th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Washington County a safe place to live?
Washington County's composite risk score of 57th percentile is below the New York state average of 69th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 73th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.