riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Hertford County Disaster Risk

Hertford County, North Carolina

FEMA Risk Rating

Relatively Low

National Percentile

68th

of 3,144 counties

State Rank

#54

of 100 (1 = highest risk)

Flood Risk

51th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 51% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 31% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 48% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 54% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 94% of US counties

Risk Overview

About Natural Disaster Risk in Hertford County, North Carolina

Hertford's risk is below national average

Hertford County scores 68.16, placing it below the national median with a Relatively Low rating. This coastal county's overall risk profile is actually more favorable than many American counties, despite specific coastal hazards.

Lower-risk county in North Carolina

At 68.16, Hertford sits just slightly above North Carolina's state average of 66.72, ranking in the lower half of the state's 100 counties. Most hazard categories remain below the statewide norm.

Safest among northeastern coastal neighbors

Hertford (68.16) shows lower composite risk than Edgecombe, Halifax, and Pitt counties to the west, and comparable or better risk than other Albemarle region counties. Its position offers relative safety compared to the broader northeastern coast.

Hurricane risk dominates coastal exposure

Hertford's hurricane risk score of 93.58 is exceptionally high, reflecting its low-lying coastal location vulnerable to storm surge and tropical systems. Tornado risk (47.58) is moderate, while flood and wildfire risks remain relatively subdued.

Hurricane preparedness is your priority

With hurricane risk at 93.58, Hertford residents must ensure comprehensive wind and water damage coverage in their homeowners policy. Elevation, storm shutters, and reinforced roofing provide essential protection against tropical systems.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Hertford County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    94th percentile
  2. #2
    EarthquakePrepare
    54th percentile
  3. #3
    FloodPrepare
    51th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Hertford County

Risk Verdict

At the 68th percentile nationally, Hertford County experiences a manageable level of natural hazard risk that falls below the U.S. median. Hertford County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.

Hazard Breakdown

Hurricane risk is Hertford County's dominant natural hazard, ranked at the 94th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 54th percentile nationally. Additional tracked hazards include flood (51th percentile), tornado (48th percentile), wildfire (31th percentile).

Preparedness Context

Hertford County's primary hazard, hurricane, ranks at the 94th percentile nationally. Having a designated out-of-area contact, a pre-packed go-bag with medications and documents, and a confirmed evacuation route reduces decision-making load when a storm intensifies rapidly. Earthquake at the 54th percentile nationally is Hertford County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. The National Hurricane Center's official forecast cone and local NWS office watches and warnings are the authoritative sources for Hertford County storm tracking; households benefit from bookmarking these before storm season rather than relying on social media during an event.

Regional Context

At 1.4 points from the North Carolina county mean, Hertford County's overall disaster risk profile is close to typical for this state, with no dramatic deviation in either direction.

Is your household prepared for Hertford County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Hertford County, NC?
Hertford County has a FEMA National Risk Index rating of Relatively Low, placing it in the 68th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Hertford County?
Hertford County is evaluated for five major natural hazard types: hurricane (94th percentile), earthquake (54th percentile), flooding (51th percentile), tornado (48th percentile), wildfire (31th percentile). The highest-risk hazard is hurricane at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Hertford County risk compare to the North Carolina average?
Hertford County's composite risk percentile is 68th, compared to the North Carolina state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Hertford County faces higher natural disaster risk than the typical county in North Carolina.
Is Hertford County at risk for hurricane?
Yes, Hertford County's hurricane risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Hertford County is at the 51th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Hertford County higher risk than average?
Hertford County's composite risk score of 68th percentile is above the North Carolina state average of 67th percentile. This elevated risk is driven by hurricane exposure (94th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.