riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Onslow County Disaster Risk

Onslow County, North Carolina

FEMA Risk Rating

Relatively High

National Percentile

95th

of 3,144 counties

State Rank

#5

of 100 (1 = highest risk)

Flood Risk

81th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 81% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 86% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 86% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 67% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively High

Higher than 99% of US counties

Risk Overview

About Natural Disaster Risk in Onslow County, North Carolina

Onslow faces high disaster risk nationwide

With a composite risk score of 94.97 and a 'Relatively High' rating, Onslow County ranks among America's more hazardous counties for natural disasters. This reflects its coastal position and vulnerability to the full spectrum of Atlantic weather hazards.

Among North Carolina's highest-risk counties

Onslow's 94.97 score far exceeds the state average of 66.72, placing it near the top tier of North Carolina counties by risk. Proximity to the Atlantic and low elevation make coastal and inland areas alike vulnerable to hurricanes, storms, and flooding.

Rivals New Hanover and Pender risk levels

Onslow (94.97) is nearly equal to New Hanover County (96.12) and Pender County (86.93) in total risk, forming a coastal trio of highest-hazard zones. All three counties share similar hurricane, wildfire, and flood exposures that demand comparable preparation.

Hurricanes and wildfires are primary threats

Onslow's hurricane risk of 98.96 is nearly maximal, with coastal and even inland areas subject to destructive storm surge and winds. Wildfire risk of 85.91 and tornado risk of 85.81 create additional seasonal hazards, particularly during spring and fall months.

Invest in comprehensive disaster insurance

Onslow homeowners should carry both standard homeowners insurance and separate flood coverage, as coastal properties especially face storm surge and surge-driven flooding. Reinforce roof connections and consider impact-resistant windows or shutters to minimize hurricane damage and reduce insurance premiums.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Onslow County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    99th percentile
  2. #2
    WildfirePrepare
    86th percentile
  3. #3
    TornadoPrepare
    86th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Onslow County

Risk Verdict

With a national rank of 95th percentile, Onslow County faces above-average natural disaster pressure across several hazard categories. High composite risk signals that multiple hazard types are elevated simultaneously; planning for more than one scenario is important in Onslow County.

Hazard Breakdown

Hurricane risk is Onslow County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 86th percentile nationally. Additional tracked hazards include tornado (86th percentile), flood (81th percentile), earthquake (67th percentile).

Preparedness Context

Onslow County's primary hazard, hurricane, ranks at the 99th percentile nationally. Having a designated out-of-area contact, a pre-packed go-bag with medications and documents, and a confirmed evacuation route reduces decision-making load when a storm intensifies rapidly. Wildfire at the 86th percentile nationally is Onslow County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. The National Hurricane Center's official forecast cone and local NWS office watches and warnings are the authoritative sources for Onslow County storm tracking; households benefit from bookmarking these before storm season rather than relying on social media during an event.

Regional Context

Onslow County falls 28.2 points above North Carolina's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Onslow County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Onslow County, NC?
Onslow County has a FEMA National Risk Index rating of Relatively High, placing it in the 95th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Onslow County?
Onslow County is evaluated for five major natural hazard types: hurricane (99th percentile), wildfire (86th percentile), tornado (86th percentile), flooding (81th percentile), earthquake (67th percentile). The highest-risk hazard is hurricane at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Onslow County risk compare to the North Carolina average?
Onslow County's composite risk percentile is 95th, compared to the North Carolina state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Onslow County faces higher natural disaster risk than the typical county in North Carolina.
Is Onslow County at risk for hurricane?
Yes, Onslow County's hurricane risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Onslow County is at the 81th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Onslow County higher risk than average?
Onslow County's composite risk score of 95th percentile is above the North Carolina state average of 67th percentile. This elevated risk is driven by hurricane exposure (99th percentile), along with wildfire and tornado and flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.