riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Wake County Disaster Risk

Wake County, North Carolina

FEMA Risk Rating

Relatively High

National Percentile

96th

of 3,144 counties

State Rank

#4

of 100 (1 = highest risk)

Flood Risk

98th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 98% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 57% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 95% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 88% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 90% of US counties

Risk Overview

About Natural Disaster Risk in Wake County, North Carolina

Wake faces some of highest disaster risks

Wake County's composite risk score of 95.55 ranks as Relatively High—among the riskiest counties in the entire nation. The county's sprawling urban area and central Piedmont location expose residents and infrastructure to multiple serious hazards.

State's most vulnerable county by far

Wake's 95.55 score stands as the highest among all North Carolina counties, towering above the state average of 66.72. Only Wayne County (90.39) approaches Wake's risk level in the state.

Significantly riskier than surrounding counties

Wake (95.55) vastly exceeds nearby Union (89.06), Wayne (90.39), and Watauga (71.85). The county's position as North Carolina's capital and largest metro area amplifies exposure across all disaster types.

Floods, tornados, and hurricanes converge

Flood risk peaks at 97.71, tornado risk at 95.32, and hurricane risk at 89.90—Wake faces extreme exposure across three major hazard categories. Earthquake risk of 87.85 adds substantial additional concern uncommon in surrounding counties.

Multiple insurance policies are non-negotiable

Wake residents must secure flood insurance, windstorm/hail coverage, and a protected shelter space for tornado safety. The convergence of four major disaster types demands comprehensive preparation—no single insurance policy covers all threats.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Wake County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    98th percentile
  2. #2
    TornadoPrepare
    95th percentile
  3. #3
    HurricanePrepare
    90th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Wake County

Risk Verdict

Natural hazard exposure in Wake County is notably high, placing it at the 96th percentile among all U.S. counties. Wake County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Flood risk is Wake County's dominant natural hazard, ranked at the 98th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 95th percentile nationally. Additional tracked hazards include hurricane (90th percentile), earthquake (88th percentile), wildfire (57th percentile).

Preparedness Context

With flood ranked as the primary hazard at the 98th percentile nationally, Wake County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. The county's second-ranked hazard, tornado at the 95th percentile nationally, means Wake County residents face compounding risks from multiple natural hazard types during peak seasons. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Wake County households.

Regional Context

A composite score 28.8 points above the North Carolina state average puts Wake County in a higher-risk category than most counties in the state.

Is your household prepared for Wake County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Wake County, NC?
Wake County has a FEMA National Risk Index rating of Relatively High, placing it in the 96th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Wake County?
Wake County is evaluated for five major natural hazard types: flooding (98th percentile), tornado (95th percentile), hurricane (90th percentile), earthquake (88th percentile), wildfire (57th percentile). The highest-risk hazard is flooding at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Wake County risk compare to the North Carolina average?
Wake County's composite risk percentile is 96th, compared to the North Carolina state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Wake County faces higher natural disaster risk than the typical county in North Carolina.
Is Wake County at risk for flooding?
Yes, Wake County's flooding risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Wake County higher risk than average?
Wake County's composite risk score of 96th percentile is above the North Carolina state average of 67th percentile. This elevated risk is driven by flooding exposure (98th percentile), along with tornado and hurricane and earthquake and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.