riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Cass County Disaster Risk

Cass County, North Dakota

FEMA Risk Rating

Relatively Moderate

National Percentile

82th

of 3,144 counties

State Rank

#2

of 53 (1 = highest risk)

Flood Risk

81th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 81% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 51% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 90% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 24% of US counties

Risk Overview

About Natural Disaster Risk in Cass County, North Dakota

Cass County faces above-average disaster risk

With a composite risk score of 82.38, Cass County ranks as Relatively Moderate—significantly higher than the national average. This score reflects the county's exposure to multiple natural hazards, particularly tornadoes and flooding, making it one of North Dakota's most at-risk areas.

Highest risk county in North Dakota

Cass County's composite risk score of 82.38 dwarfs the state average of 22.19, making it the riskiest county in North Dakota by a substantial margin. This elevated risk stems from concentrated tornado and flood exposure across the county's populated areas.

Cass stands apart from surrounding counties

Cass County's risk profile is dramatically different from its neighbors: Emmons County (44.27) and Foster County (7.41) rank far below it. The stark contrast highlights how Cass's geography and weather patterns create uniquely elevated hazard exposure compared to neighboring regions.

Tornadoes and floods dominate your threats

Tornadoes present your most significant risk with a score of 89.69, while floods follow closely at 80.63—both well above typical ranges. Together, these two hazards account for the vast majority of Cass County's composite risk and demand the most attention in emergency preparedness.

Secure flood and tornado coverage now

Given your county's elevated tornado and flood risks, comprehensive homeowners insurance with flood coverage is essential—standard policies don't cover flood damage. Review your coverage today and consider a safe room or shelter plan to protect your family during severe weather events.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Cass County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    90th percentile
  2. #2
    FloodPrepare
    81th percentile
  3. #3
    WildfirePrepare
    51th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Cass County

Risk Verdict

Cass County faces a moderate natural disaster risk profile, ranking at the 82th percentile nationally under FEMA's composite risk model. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.

Hazard Breakdown

Tornado risk is Cass County's dominant natural hazard, ranked at the 90th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 81th percentile nationally. Additional tracked hazards include wildfire (51th percentile), earthquake (24th percentile).

Preparedness Context

Tornado risk is Cass County's top-ranked natural hazard at the 90th percentile nationally. For Cass County households, the most protective action available is identifying a reinforced interior room on the lowest floor — a bathroom, closet, or central hallway away from windows. Alongside tornado exposure, flood at the 81th percentile nationally means Cass County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. A battery-powered NOAA All Hazards weather radio with an auto-alert tone is the highest-leverage single item for tornado preparedness in Cass County, since it delivers warnings even when power is out and phone networks are congested.

Regional Context

Cass County's composite risk score sits 60.2 points above the North Dakota county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Cass County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Cass County, ND?
Cass County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 82th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Cass County?
Cass County is evaluated for five major natural hazard types: tornado (90th percentile), flooding (81th percentile), wildfire (51th percentile), earthquake (24th percentile). The highest-risk hazard is tornado at the 90th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Cass County risk compare to the North Dakota average?
Cass County's composite risk percentile is 82th, compared to the North Dakota state average of 22th percentile. The state's overall risk rating is Very Low. This means Cass County faces higher natural disaster risk than the typical county in North Dakota.
Is Cass County at risk for tornado?
Yes, Cass County's tornado risk is at the 90th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Cass County is at the 81th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Cass County higher risk than average?
Cass County's composite risk score of 82th percentile is above the North Dakota state average of 22th percentile. This elevated risk is driven by tornado exposure (90th percentile), along with flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.