Divide County Disaster Risk
Divide County, North Dakota
FEMA Risk Rating
Very Low
National Percentile
6th
of 3,144 counties
State Rank
#40
of 53 (1 = highest risk)
Flood Risk
6th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 6% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 59% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 20% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 13% of US counties
Risk Overview
About Natural Disaster Risk in Divide County, North Dakota
Divide County boasts lowest state risk level
With a composite risk score of just 5.79, Divide County ranks as Very Low and sits dramatically below the national average. This exceptional profile places it among the safest counties in the nation for natural disaster exposure.
North Dakota's lowest composite risk score
Divide County's 5.79 score represents the minimum risk level across all North Dakota counties—far below the state average of 22.19. Residents enjoy extraordinary protection from most major natural hazards statewide.
Safest county in the northern region
Divide County's 5.79 score edges out even Foster County (7.41) and Eddy County (1.84 overall but higher in wildfire), making it the most stable area in northwestern North Dakota. This unmatched regional safety appeals strongly to risk-averse families and businesses.
Wildfire poses mild concern only
Wildfire risk at 59.10 is Divide County's only notable exposure, though all other hazards score remarkably low. Tornadoes (19.97), earthquakes (12.88), and floods (6.08) all pose minimal threats, creating one of the nation's most stable environments.
Minimal insurance requirements needed
Divide County's exceptional safety profile means standard homeowners insurance provides ample protection for most properties. Focus your preparedness efforts on wildfire awareness—clear brush from your home and maintain evacuation knowledge—rather than extensive specialty coverage.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Divide County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Divide County
Risk Verdict
Natural disaster exposure in Divide County is lower than roughly three-quarters of U.S. counties, with a composite score at the 6th percentile. Residents of Divide County can use the 6th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.
Hazard Breakdown
Wildfire risk is Divide County's dominant natural hazard, ranked at the 59th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 20th percentile nationally. Additional tracked hazards include earthquake (13th percentile), flood (6th percentile).
Preparedness Context
At the 59th percentile nationally for wildfire, Divide County residents should verify whether their insurance policy includes replacement cost coverage for structures and whether the insurer still writes new policies in this fire-risk zone. The county's tornado exposure at the 20th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Local USFS or Cal Fire (where applicable) fire risk maps and seasonal Red Flag Warning alerts from the National Weather Service are two free resources Divide County residents can use to stay ahead of rapidly changing wildfire conditions.
Regional Context
Divide County is 16.4 composite risk points below the North Dakota state mean, meaning most other North Dakota counties face higher natural hazard exposure.
Is your household prepared for Divide County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Divide County, ND?
What types of natural hazards affect Divide County?
How does Divide County risk compare to the North Dakota average?
Is Divide County at risk for wildfire?
How is natural disaster risk measured?
Is Divide County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.