riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Steele County Disaster Risk

Steele County, North Dakota

FEMA Risk Rating

Very Low

National Percentile

7th

of 3,144 counties

State Rank

#39

of 53 (1 = highest risk)

Flood Risk

2th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 2% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 17% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 17% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 1% of US counties

Risk Overview

About Natural Disaster Risk in Steele County, North Dakota

Steele ranks safely below average

With a composite risk score of 6.65, Steele County earns a "Very Low" rating and ranks well below the national average for disaster risk. Your community enjoys substantially safer conditions than most U.S. counties.

Among ND's lowest-risk counties

Steele County's 6.65 score sits significantly below North Dakota's state average of 22.19, placing it firmly in the state's safest communities. This advantage reflects minimal exposure to major natural hazards across the region.

Comparable safety to regional peers

Steele's 6.65 score resembles nearby Sargent County (7.44) and Towner County (2.00), establishing the east-central region as one of North Dakota's safest areas. All three counties dramatically underperform the state average.

Wildfire and tornado are modest concerns

Wildfire risk (17.02) and tornado risk (16.76) represent Steele County's primary hazards, though both scores remain low relative to state and national comparisons. Flood and earthquake risks are negligible.

Standard homeowners insurance suffices

Steele County's minimal disaster risks mean standard homeowners coverage provides adequate protection for most residents. Confirm your policy includes wildfire and tornado coverage, and review your emergency preparedness plan annually.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Steele County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    17th percentile
  2. #2
    TornadoPrepare
    17th percentile
  3. #3
    FloodPrepare
    2th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Steele County

Risk Verdict

Compared to the nation's 3,144 counties, Steele County ranks at the 7th percentile for natural disaster risk — toward the safer end of the spectrum. The 7th percentile national ranking is one lens; Steele County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Wildfire risk is Steele County's dominant natural hazard, ranked at the 17th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 17th percentile nationally. Additional tracked hazards include flood (2th percentile), earthquake (1th percentile).

Preparedness Context

Steele County sits at the 17th percentile for wildfire exposure. Signing up for Steele County's county emergency alert system and knowing the pre-planned evacuation route before conditions deteriorate are the two highest-value preparedness actions for residents here. Alongside wildfire, tornado at the 17th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. In Steele County, wildfire smoke often precedes the flame front by hours or days; households benefit from tracking EPA's AirNow.gov and having HEPA air filtration available as a first line of indoor protection when air quality alerts are issued.

Regional Context

At 15.5 points below the North Dakota state average, Steele County is among the lower-risk counties in the state for natural disaster exposure.

Is your household prepared for Steele County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Steele County, ND?
Steele County has a FEMA National Risk Index rating of Very Low, placing it in the 7th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Steele County?
Steele County is evaluated for five major natural hazard types: wildfire (17th percentile), tornado (17th percentile), flooding (2th percentile), earthquake (1th percentile). The highest-risk hazard is wildfire at the 17th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Steele County risk compare to the North Dakota average?
Steele County's composite risk percentile is 7th, compared to the North Dakota state average of 22th percentile. The state's overall risk rating is Very Low. This means Steele County faces lower natural disaster risk than the typical county in North Dakota.
Is Steele County at risk for wildfire?
Yes, Steele County's wildfire risk is at the 17th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Steele County is at the 2th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Steele County a safe place to live?
Steele County's composite risk score of 7th percentile is below the North Dakota state average of 22th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 17th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.