Stutsman County Disaster Risk
Stutsman County, North Dakota
FEMA Risk Rating
Relatively Low
National Percentile
46th
of 3,144 counties
State Rank
#9
of 53 (1 = highest risk)
Flood Risk
27th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 27% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 67% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 47% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 12% of US counties
Risk Overview
About Natural Disaster Risk in Stutsman County, North Dakota
Stutsman faces above-average risk
With a composite risk score of 46.37, Stutsman County carries a "Relatively Low" rating but exceeds the national average for disaster risk. Your community faces notably more natural hazard exposure than the typical U.S. county.
Among ND's higher-risk counties
Stutsman County's 46.37 score significantly exceeds North Dakota's state average of 22.19, ranking it among the state's most hazard-prone communities. This elevated exposure spans multiple disaster types across the county.
Riskier than surrounding counties
Stutsman's 46.37 score exceeds most neighboring counties, including Wells County (26.15) to the east and Kidder County (22.60) to the west. Only Sioux County (62.09) and Stark County (37.34) present comparable or greater statewide risk.
Wildfire and tornado dominate threats
Wildfire risk (66.86) ranks as Stutsman County's highest hazard, while tornado risk (47.14) follows closely behind, both significantly exceeding state averages. Flood risk (26.91) presents a tertiary but material concern for your community.
Comprehensive coverage is critical
Stutsman County residents should ensure homeowners policies explicitly cover wildfire, tornado, and flood damage, adding riders as necessary. Develop a detailed evacuation plan, maintain defensible space around your home, and keep emergency supplies readily accessible year-round.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Stutsman County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Stutsman County
Risk Verdict
Stutsman County sits below the national average for natural disaster exposure, ranking at the 46th percentile across all U.S. counties. Even at the 46th percentile, Stutsman County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.
Hazard Breakdown
Wildfire risk is Stutsman County's dominant natural hazard, ranked at the 67th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 47th percentile nationally. Additional tracked hazards include flood (27th percentile), earthquake (12th percentile).
Preparedness Context
At the 67th percentile nationally for wildfire, Stutsman County residents should verify whether their insurance policy includes replacement cost coverage for structures and whether the insurer still writes new policies in this fire-risk zone. A secondary tornado exposure at the 47th percentile nationally means Stutsman County residents face hazards from two distinct natural peril categories during different seasons. Local USFS or Cal Fire (where applicable) fire risk maps and seasonal Red Flag Warning alerts from the National Weather Service are two free resources Stutsman County residents can use to stay ahead of rapidly changing wildfire conditions.
Regional Context
A composite score 24.2 points above the North Dakota state average puts Stutsman County in a higher-risk category than most counties in the state.
Is your household prepared for Stutsman County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Stutsman County, ND?
What types of natural hazards affect Stutsman County?
How does Stutsman County risk compare to the North Dakota average?
Is Stutsman County at risk for wildfire?
How is natural disaster risk measured?
Why is Stutsman County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.