Miami County Disaster Risk

Miami County, Ohio

FEMA Risk Rating

Relatively Low

National Percentile

61th

of 3,144 counties

State Rank

#37

of 88 (1 = highest risk)

Flood Risk

70th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 70% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 21% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 75% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 80% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 34% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Miami County, OH?
Miami County has a FEMA National Risk Index rating of Relatively Low, placing it in the 61th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Miami County?
Miami County is evaluated for five major natural hazard types: earthquake (80th percentile), tornado (75th percentile), flooding (70th percentile), hurricane (34th percentile), wildfire (21th percentile). The highest-risk hazard is earthquake at the 80th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Miami County risk compare to the Ohio average?
Miami County's composite risk percentile is 61th, compared to the Ohio state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Miami County faces higher natural disaster risk than the typical county in Ohio.
Is Miami County at risk for earthquake?
Yes, Miami County's earthquake risk is at the 80th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Miami County is at the 70th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Miami County higher risk than average?
Miami County's composite risk score of 61th percentile is above the Ohio state average of 55th percentile. This elevated risk is driven by earthquake exposure (80th percentile), along with tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.