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FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Noble County Disaster Risk

Noble County, Oklahoma

FEMA Risk Rating

Relatively Low

National Percentile

44th

of 3,144 counties

State Rank

#49

of 77 (1 = highest risk)

Flood Risk

31th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 31% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 75% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 69% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 35% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 24% of US counties

Risk Overview

About Natural Disaster Risk in Noble County, Oklahoma

Noble County maintains moderate national risk

Noble's composite score of 43.96 falls below the national average, earning a "Relatively Low" rating. The county's disaster exposure remains manageable for most property owners.

Noble sits comfortably below state average

At 43.96, Noble ranks below Oklahoma's 55.47 state average, placing it in the safer half of the state's counties. Its risk profile reflects above-average resilience for the region.

Noble is a low-risk anchor in its area

Noble (43.96) aligns closely with Nowata (40.78) but significantly underperforms McIntosh (65.78) and Muskogee (82.03). It represents one of north-central Oklahoma's safer county profiles.

Wildfire and tornado are primary threats

Wildfire risk reaches 75.38, the county's leading hazard and notably higher than other threats. Tornado exposure (69.34) also demands respect, though both remain below state maximums.

Wildfire protection enhances standard coverage

Noble County homeowners should ensure their policies cover wildfire damage and high winds, given the 75.38 wildfire score. Removing dead vegetation and maintaining gutters provides affordable additional protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Noble County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    75th percentile
  2. #2
    TornadoPrepare
    69th percentile
  3. #3
    EarthquakePrepare
    35th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Local Resources

Risk Advisory: Noble County

Risk Verdict

Noble County has a below-average natural disaster risk profile, scoring at the 44th percentile nationally under FEMA's National Risk Index. Residents of Noble County can use the 44th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.

Hazard Breakdown

Wildfire risk is Noble County's dominant natural hazard, ranked at the 75th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 69th percentile nationally. Additional tracked hazards include earthquake (35th percentile), flood (31th percentile), hurricane (24th percentile).

Preparedness Context

Wildfire is Noble County's top-ranked natural hazard at the 75th percentile nationally. Noble County residents should assess whether their property lies within or adjacent to a Wildland-Urban Interface (WUI) zone, where ember transport and rapid spread pose the highest risk. A secondary tornado exposure at the 69th percentile nationally means Noble County residents face hazards from two distinct natural peril categories during different seasons. For Noble County households, a practiced evacuation plan — with a primary and backup route designated before a fire occurs — provides more protection than any structural improvement when a wildfire approaches fast-moving terrain.

Regional Context

The Oklahoma county average exceeds Noble County's score by 11.5 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Noble County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Noble County, OK?
Noble County has a FEMA National Risk Index rating of Relatively Low, placing it in the 44th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Noble County?
Noble County is evaluated for five major natural hazard types: wildfire (75th percentile), tornado (69th percentile), earthquake (35th percentile), flooding (31th percentile), hurricane (24th percentile). The highest-risk hazard is wildfire at the 75th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Noble County risk compare to the Oklahoma average?
Noble County's composite risk percentile is 44th, compared to the Oklahoma state average of 56th percentile. The state's overall risk rating is Relatively Low. This means Noble County faces lower natural disaster risk than the typical county in Oklahoma.
Is Noble County at risk for wildfire?
Yes, Noble County's wildfire risk is at the 75th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Noble County is at the 31th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Noble County a safe place to live?
Noble County's composite risk score of 44th percentile is below the Oklahoma state average of 56th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 75th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Harper County

Oklahoma

+1.7

Relatively Low

46th percentile

Woodward County

Oklahoma

-2.3

Very Low

42th percentile

Nowata County

Oklahoma

-3.2

Very Low

41th percentile

By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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