Ottawa County Disaster Risk

Ottawa County, Oklahoma

FEMA Risk Rating

Relatively Low

National Percentile

76th

of 3,144 counties

State Rank

#21

of 77 (1 = highest risk)

Flood Risk

78th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 78% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 65% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 74% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 61% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 34% of US counties

Risk Advisory: Ottawa County

Risk Verdict

Ottawa County shows a relatively low overall disaster risk profile, scoring in the 76th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Flood risk is the dominant hazard for Ottawa County, scoring in the 78th percentile nationally. It is followed by tornado risk at the 74th percentile. Additional hazards include wildfire (65th), earthquake (61th), hurricane (34th).

Preparedness Context

With flood risk as the top concern, Ottawa County residents should review flood insurance needs (standard home insurance does not cover flood damage), know your evacuation zone, and keep important documents waterproofed. Secondary risks such as tornado also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Ottawa County is significantly riskier than the average county in Oklahoma. Its composite risk score is 20.6 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Ottawa County, OK?
Ottawa County has a FEMA National Risk Index rating of Relatively Low, placing it in the 76th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Ottawa County?
Ottawa County is evaluated for five major natural hazard types: flooding (78th percentile), tornado (74th percentile), wildfire (65th percentile), earthquake (61th percentile), hurricane (34th percentile). The highest-risk hazard is flooding at the 78th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Ottawa County risk compare to the Oklahoma average?
Ottawa County's composite risk percentile is 76th, compared to the Oklahoma state average of 56th percentile. The state's overall risk rating is Relatively Low. This means Ottawa County faces higher natural disaster risk than the typical county in Oklahoma.
Is Ottawa County at risk for flooding?
Yes, Ottawa County's flooding risk is at the 78th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Ottawa County higher risk than average?
Ottawa County's composite risk score of 76th percentile is above the Oklahoma state average of 56th percentile. This elevated risk is driven by flooding exposure (78th percentile), along with tornado and wildfire and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.