riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Cherokee County Disaster Risk

Cherokee County, Oklahoma

FEMA Risk Rating

Relatively Low

National Percentile

77th

of 3,144 counties

State Rank

#19

of 77 (1 = highest risk)

Flood Risk

77th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 77% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 95% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 82% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 60% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 32% of US counties

Risk Overview

About Natural Disaster Risk in Cherokee County, Oklahoma

Cherokee County faces above-average hazards

Cherokee County's composite risk score of 76.91 places it in the relatively low category but significantly exceeds the national median. The county's risk profile reflects exposure to multiple hazard types that affect many U.S. communities.

Among Oklahoma's higher-risk counties

Cherokee County ranks in the upper portion of Oklahoma's 77 counties for natural disaster risk, with a score well above the state average of 55.47. This positions it as a notably vulnerable area within the state.

Riskier than most southeastern Oklahoma peers

Cherokee County's score of 76.91 exceeds Choctaw County (49.90) but trails Canadian County (83.49) and Comanche County (86.23). The county occupies a middle-to-high-risk position within its regional cluster in southeastern Oklahoma.

Wildfires and tornadoes lead threats

Wildfire risk in Cherokee County reaches 94.59—the highest of any hazard—while tornado risk scores 81.62, making both hazards significant concerns. Flood risk at 77.48 adds a third substantial threat requiring attention.

Multi-hazard coverage is essential

Verify your homeowner's policy covers tornado, wildfire, and flood damage, and consider flood insurance through the National Flood Insurance Program given the county's 77.48 flood risk score. Maintain defensible space around your home to reduce wildfire vulnerability.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Cherokee County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    95th percentile
  2. #2
    TornadoPrepare
    82th percentile
  3. #3
    FloodPrepare
    77th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Cherokee County

Risk Verdict

Cherokee County ranks at the 77th percentile nationally for natural disaster risk — below the median for U.S. counties. Comprehensive household preparedness — including reviewing insurance, maintaining emergency supplies, and knowing evacuation routes — is strongly recommended.

Hazard Breakdown

Wildfire risk is Cherokee County's dominant natural hazard, ranked at the 95th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 82th percentile nationally. Additional tracked hazards include flood (77th percentile), earthquake (60th percentile), hurricane (32th percentile).

Preparedness Context

Cherokee County's dominant hazard is wildfire, ranked at the 95th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Cherokee County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. The county's tornado exposure at the 82th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Cherokee County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.

Regional Context

Compared to other Oklahoma counties, Cherokee County runs 21.4 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Cherokee County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Cherokee County, OK?
Cherokee County has a FEMA National Risk Index rating of Relatively Low, placing it in the 77th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Cherokee County?
Cherokee County is evaluated for five major natural hazard types: wildfire (95th percentile), tornado (82th percentile), flooding (77th percentile), earthquake (60th percentile), hurricane (32th percentile). The highest-risk hazard is wildfire at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Cherokee County risk compare to the Oklahoma average?
Cherokee County's composite risk percentile is 77th, compared to the Oklahoma state average of 56th percentile. The state's overall risk rating is Relatively Low. This means Cherokee County faces higher natural disaster risk than the typical county in Oklahoma.
Is Cherokee County at risk for wildfire?
Yes, Cherokee County's wildfire risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Cherokee County is at the 77th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Cherokee County higher risk than average?
Cherokee County's composite risk score of 77th percentile is above the Oklahoma state average of 56th percentile. This elevated risk is driven by wildfire exposure (95th percentile), along with tornado and flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.