riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Bradford County Disaster Risk

Bradford County, Pennsylvania

FEMA Risk Rating

Relatively Low

National Percentile

73th

of 3,144 counties

State Rank

#32

of 67 (1 = highest risk)

Flood Risk

86th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 86% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 22% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 32% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 45% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 69% of US counties

Risk Overview

About Natural Disaster Risk in Bradford County, Pennsylvania

Bradford County Sits Slightly Above National Baseline

Bradford County's composite risk score of 73.12 sits modestly above the national average, maintaining a relatively low risk rating. The county experiences moderate natural disaster exposure, with particular vulnerability to flooding and hurricanes despite its northeastern Pennsylvania location.

Marginally Above Pennsylvania's Average Risk

Bradford County's score of 73.12 exceeds Pennsylvania's statewide average of 67.45 by less than 9 points, placing it in the middle tier of state risk. The county ranks significantly safer than western hazard zones like Allegheny and Berks counties.

Similar Risk to Surrounding Rural Counties

Bradford County residents face comparable hazard exposure to neighboring Tioga, Sullivan, and Potter counties, all northeastern Pennsylvania rural communities. The county benefits from lower population density and industrial development compared to more urban regions.

Flooding and Hurricanes Are Primary Concerns

Flood risk dominates Bradford County's hazard profile at 86.13, reflecting vulnerability to the Susquehanna River and regional waterways. Hurricane risk ranks as a secondary threat at 69.42, while tornado (31.55) and wildfire (21.69) risks remain notably low.

Prioritize Flood Insurance; Wind Coverage Adequate

Bradford County homeowners should obtain flood insurance given the county's 86.13 flood risk, especially if near river systems or flood-prone areas. Standard homeowners policies provide adequate tornado and wind protection for most residents, making Bradford a relatively manageable county to insure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Bradford County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    86th percentile
  2. #2
    HurricanePrepare
    69th percentile
  3. #3
    EarthquakePrepare
    45th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Bradford County

Risk Verdict

With a national percentile rank of 73th, Bradford County faces below-average hazard exposure relative to U.S. counties as a whole. Above-average risk does not mean imminent danger; it signals that informed, hazard-specific preparedness has high value here.

Hazard Breakdown

Flood risk is Bradford County's dominant natural hazard, ranked at the 86th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 69th percentile nationally. Additional tracked hazards include earthquake (45th percentile), tornado (32th percentile), wildfire (22th percentile).

Preparedness Context

With flood risk ranking at the 86th percentile nationally, Bradford County residents face one of the most financially damaging hazards without specialized coverage. Flood insurance through the NFIP or a private carrier is worth evaluating regardless of current mortgage requirements. Alongside flooding, hurricane exposure at the 69th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. Registering for Bradford County's county emergency alert system — typically through the county emergency management office's website — ensures households receive early warning when flood events develop faster than forecast.

Regional Context

At 5.7 points above the Pennsylvania state average, Bradford County carries meaningfully higher natural disaster exposure than a typical Pennsylvania county.

Is your household prepared for Bradford County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Bradford County, PA?
Bradford County has a FEMA National Risk Index rating of Relatively Low, placing it in the 73th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Bradford County?
Bradford County is evaluated for five major natural hazard types: flooding (86th percentile), hurricane (69th percentile), earthquake (45th percentile), tornado (32th percentile), wildfire (22th percentile). The highest-risk hazard is flooding at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Bradford County risk compare to the Pennsylvania average?
Bradford County's composite risk percentile is 73th, compared to the Pennsylvania state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Bradford County faces higher natural disaster risk than the typical county in Pennsylvania.
Is Bradford County at risk for flooding?
Yes, Bradford County's flooding risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Bradford County higher risk than average?
Bradford County's composite risk score of 73th percentile is above the Pennsylvania state average of 67th percentile. This elevated risk is driven by flooding exposure (86th percentile), along with hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.