Franklin County Disaster Risk

Franklin County, Pennsylvania

FEMA Risk Rating

Relatively Low

National Percentile

76th

of 3,144 counties

State Rank

#29

of 67 (1 = highest risk)

Flood Risk

84th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 84% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 51% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 46% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 75% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 86% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Franklin County, PA?
Franklin County has a FEMA National Risk Index rating of Relatively Low, placing it in the 76th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Franklin County?
Franklin County is evaluated for five major natural hazard types: hurricane (86th percentile), flooding (84th percentile), earthquake (75th percentile), wildfire (51th percentile), tornado (46th percentile). The highest-risk hazard is hurricane at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Franklin County risk compare to the Pennsylvania average?
Franklin County's composite risk percentile is 76th, compared to the Pennsylvania state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Franklin County faces higher natural disaster risk than the typical county in Pennsylvania.
Is Franklin County at risk for hurricane?
Yes, Franklin County's hurricane risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Franklin County is at the 84th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Franklin County higher risk than average?
Franklin County's composite risk score of 76th percentile is above the Pennsylvania state average of 67th percentile. This elevated risk is driven by hurricane exposure (86th percentile), along with flooding and earthquake and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.