riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Cambria County Disaster Risk

Cambria County, Pennsylvania

FEMA Risk Rating

Relatively Low

National Percentile

76th

of 3,144 counties

State Rank

#28

of 67 (1 = highest risk)

Flood Risk

86th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 86% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 41% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 64% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 61% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 76% of US counties

Risk Overview

About Natural Disaster Risk in Cambria County, Pennsylvania

Cambria faces moderate natural disaster risk

With a composite risk score of 76.43, Cambria County rates as relatively low—just above Pennsylvania's state average of 67.45. This positions the county in a moderate risk band where preparedness is important but not dire.

Mid-range risk among Pennsylvania counties

Cambria County ranks in the middle group of Pennsylvania's 67 counties for overall disaster risk. It sits between higher-risk counties to the east and lower-risk counties to the north and west.

Similar risk to nearby counties

Cambria's 76.43 score is comparable to Butler County (79.26) and Centre County (67.97), indicating this region shares consistent moderate-risk exposure. Carbon County (59.41) to the northeast shows notably lower risk.

Flooding and hurricanes matter most

Cambria County's flood risk of 85.72 and hurricane risk of 76.22 are its two dominant hazard threats. While tornado risk (63.87) and earthquake risk (60.62) remain elevated, water-related disasters pose the most practical concern for residents.

Flood and wind insurance are crucial

Cambria's flood risk score of 85.72 makes standalone flood insurance a must, and its hurricane risk of 76.22 means ensuring strong wind coverage in your homeowners policy. Review roof condition and storm sheltering options before severe weather season.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Cambria County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    86th percentile
  2. #2
    HurricanePrepare
    76th percentile
  3. #3
    TornadoPrepare
    64th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Cambria County

Risk Verdict

Cambria County has a below-average natural disaster risk profile, scoring at the 76th percentile nationally under FEMA's National Risk Index. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.

Hazard Breakdown

Flood risk is Cambria County's dominant natural hazard, ranked at the 86th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 76th percentile nationally. Additional tracked hazards include tornado (64th percentile), earthquake (61th percentile), wildfire (41th percentile).

Preparedness Context

Cambria County's top natural hazard is flood risk, ranked at the 86th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. Alongside flooding, hurricane exposure at the 76th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. For most Cambria County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.

Regional Context

Cambria County's composite risk score sits 9.0 points above the Pennsylvania county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Cambria County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Cambria County, PA?
Cambria County has a FEMA National Risk Index rating of Relatively Low, placing it in the 76th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Cambria County?
Cambria County is evaluated for five major natural hazard types: flooding (86th percentile), hurricane (76th percentile), tornado (64th percentile), earthquake (61th percentile), wildfire (41th percentile). The highest-risk hazard is flooding at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Cambria County risk compare to the Pennsylvania average?
Cambria County's composite risk percentile is 76th, compared to the Pennsylvania state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Cambria County faces higher natural disaster risk than the typical county in Pennsylvania.
Is Cambria County at risk for flooding?
Yes, Cambria County's flooding risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Cambria County higher risk than average?
Cambria County's composite risk score of 76th percentile is above the Pennsylvania state average of 67th percentile. This elevated risk is driven by flooding exposure (86th percentile), along with hurricane and tornado and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.