riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Delaware County Disaster Risk

Delaware County, Pennsylvania

FEMA Risk Rating

Relatively Moderate

National Percentile

93th

of 3,144 counties

State Rank

#7

of 67 (1 = highest risk)

Flood Risk

94th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 94% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 28% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 92% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 94% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 88% of US counties

Risk Overview

About Natural Disaster Risk in Delaware County, Pennsylvania

Delaware ranks among highest-risk U.S. counties

A composite risk score of 92.91 places Delaware in the national top percentile for natural disaster exposure, earning a Relatively Moderate rating. The county faces exceptionally high risk across flood (94.43), tornado (92.49), earthquake (94.47), and hurricane (88.11) categories.

Pennsylvania's most disaster-prone county

Delaware's 92.91 score represents the highest composite risk in Pennsylvania, substantially exceeding the state average of 67.45 and narrowly surpassing even Dauphin County. This distinction reflects the county's southeastern location, urban density, seismic zone proximity, and exposure to tropical systems and severe convection.

Risk tier above all surrounding counties

Delaware (92.91) dramatically exceeds neighboring counties like Dauphin (91.06) to the west and counties further north, establishing itself as Pennsylvania's premier disaster-risk zone. The county's high population density compounds these natural hazards, creating greater potential community impact from any single event.

Earthquakes, floods, and tornadoes converge

Earthquake risk of 94.47 and flood risk of 94.43 represent Delaware's two primary threats—both at critically elevated levels—while tornado risk of 92.49 adds severe convective danger. The county sits at a convergence of geological and meteorological hazard zones that few other Pennsylvania locations experience simultaneously.

Triple-layer disaster protection strategy required

Flood insurance is essential at 94.43 risk; pair it immediately with earthquake coverage given the 94.47 seismic exposure—these two hazards alone justify comprehensive coverage. Strengthen your home's structural integrity for tornadoes (92.49 risk), establish a family communication plan, and maintain a 30-day emergency supply kit given Delaware's highest-in-state hazard concentration.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Delaware County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    94th percentile
  2. #2
    FloodPrepare
    94th percentile
  3. #3
    TornadoPrepare
    92th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Delaware County

Risk Verdict

FEMA's National Risk Index rates Delaware County at the 93th percentile nationally — above average and worth proactive preparation. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Earthquake risk is Delaware County's dominant natural hazard, ranked at the 94th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 94th percentile nationally. Additional tracked hazards include tornado (92th percentile), hurricane (88th percentile), wildfire (28th percentile).

Preparedness Context

Earthquake exposure at the 94th percentile nationally puts Delaware County in a zone where utilities — gas, water, electrical — are the most common post-quake hazard. Knowing how to shut off the main gas valve is an important household skill to develop before an event occurs. Alongside earthquake exposure, Delaware County's flood risk at the 94th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. Delaware County households benefit from keeping shoes and a flashlight near the bed — post-earthquake navigation through debris in the dark is a common cause of secondary injury. This low-cost step has outsized protective value.

Regional Context

Delaware County is 25.5 composite risk points above the Pennsylvania average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Delaware County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Delaware County, PA?
Delaware County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 93th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Delaware County?
Delaware County is evaluated for five major natural hazard types: earthquake (94th percentile), flooding (94th percentile), tornado (92th percentile), hurricane (88th percentile), wildfire (28th percentile). The highest-risk hazard is earthquake at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Delaware County risk compare to the Pennsylvania average?
Delaware County's composite risk percentile is 93th, compared to the Pennsylvania state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Delaware County faces higher natural disaster risk than the typical county in Pennsylvania.
Is Delaware County at risk for earthquake?
Yes, Delaware County's earthquake risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Delaware County is at the 94th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Delaware County higher risk than average?
Delaware County's composite risk score of 93th percentile is above the Pennsylvania state average of 67th percentile. This elevated risk is driven by earthquake exposure (94th percentile), along with flooding and tornado and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.