riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Potter County Disaster Risk

Potter County, Pennsylvania

FEMA Risk Rating

Very Low

National Percentile

28th

of 3,144 counties

State Rank

#62

of 67 (1 = highest risk)

Flood Risk

55th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 55% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 3% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 15% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 21% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 58% of US counties

Risk Overview

About Natural Disaster Risk in Potter County, Pennsylvania

Potter County is Pennsylvania's safest county

Potter County's composite risk score of 28.15 is the lowest in Pennsylvania and well below the state average of 67.45, placing it in the very low-risk category nationally. The county experiences minimal exposure to wildfires (3.31), tornadoes (15.04), earthquakes (21.12), and most other hazards.

Exceptional resilience across all hazard types

Potter County stands alone in Pennsylvania for comprehensive low risk, ranking safest among all 67 state counties across nearly every hazard category. Its wildfire risk of just 3.31 is the lowest in the state, and tornado, earthquake, and hurricane risks all remain well below state averages.

Far safer than all regional peers

Potter County's 28.15 score is roughly half that of Snyder County (54.29), its closest peer, and dramatically lower than Northumberland (79.17), Schuylkill (85.31), and Pike (65.87). The county's rural, less-developed character and inland position create a uniquely protected hazard profile.

Floods are the only moderate concern

Potter County's sole area of elevated risk is flooding (55.25), which remains below state average but reflects the county's river valleys and precipitation patterns. All other hazards—wildfire (3.31), tornado (15.04), earthquake (21.12), and hurricane (58.16)—score exceptionally low.

Basic flood insurance provides ample protection

Potter County's low overall risk means residents can focus narrowly on flood preparedness: those in flood-prone areas should secure flood insurance, while others may face minimal need for catastrophe coverage. Standard homeowners insurance provides adequate protection for the county's minimal wildfire, tornado, and earthquake exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Potter County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    58th percentile
  2. #2
    FloodPrepare
    55th percentile
  3. #3
    EarthquakePrepare
    21th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Potter County

Risk Verdict

Potter County's natural disaster risk is among the lowest in the country, with a composite score at the 28th percentile nationally. A 28th percentile score positions Potter County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.

Hazard Breakdown

Hurricane risk is Potter County's dominant natural hazard, ranked at the 58th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 55th percentile nationally. Additional tracked hazards include earthquake (21th percentile), tornado (15th percentile), wildfire (3th percentile).

Preparedness Context

Hurricane risk is Potter County's top-ranked natural hazard at the 58th percentile nationally. The most time-sensitive preparedness step is knowing the county's evacuation zone for your address — zone maps are published by the county emergency management office. Flood, the county's second-ranked hazard at the 55th percentile nationally, represents an additional preparedness consideration for Potter County independent of hurricane season. Potter County's county emergency management office publishes official evacuation zone maps with zone-specific shelter locations; downloading this map and identifying your zone assignment is the single highest-value pre-season step.

Regional Context

The Pennsylvania county average exceeds Potter County's score by 39.3 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Potter County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Potter County, PA?
Potter County has a FEMA National Risk Index rating of Very Low, placing it in the 28th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Potter County?
Potter County is evaluated for five major natural hazard types: hurricane (58th percentile), flooding (55th percentile), earthquake (21th percentile), tornado (15th percentile), wildfire (3th percentile). The highest-risk hazard is hurricane at the 58th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Potter County risk compare to the Pennsylvania average?
Potter County's composite risk percentile is 28th, compared to the Pennsylvania state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Potter County faces lower natural disaster risk than the typical county in Pennsylvania.
Is Potter County at risk for hurricane?
Yes, Potter County's hurricane risk is at the 58th percentile nationally. This is above the national median. For flooding specifically, Potter County is at the 55th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Potter County a safe place to live?
Potter County's composite risk score of 28th percentile is below the Pennsylvania state average of 67th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 58th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.