Tioga County Disaster Risk
Tioga County, Pennsylvania
FEMA Risk Rating
Relatively Low
National Percentile
60th
of 3,144 counties
State Rank
#45
of 67 (1 = highest risk)
Flood Risk
79th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 79% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 21% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 24% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 31% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 72% of US counties
Risk Overview
About Natural Disaster Risk in Tioga County, Pennsylvania
Tioga County sits at moderate national risk
Tioga County's composite risk score of 59.76 places it in the middle range of U.S. counties, higher than many American communities but not in the highest-risk category. This moderate exposure reflects the county's vulnerability to multiple hazard types concentrated in Pennsylvania's northern geography.
Below state average but still exposed
Tioga County ranks below Pennsylvania's average of 67.45 with a score of 59.76, placing it in the relatively low-risk tier statewide. However, this position still reflects meaningful hazard exposure compared to Pennsylvania's safest counties like Sullivan.
Moderate risk in northern region
Tioga County (59.76) sits between Susquehanna County (53.59) and Warren County (65.55) in the regional risk hierarchy, driven by the county's exceptionally high flood risk of 78.94. Among northern Pennsylvania neighbors, Tioga faces the most substantial water-related hazards.
Flood risk is Tioga's primary concern
Tioga County's most pressing hazard is flood risk at 78.94, significantly above the state average and the highest among neighboring counties. Secondary concerns include hurricane risk (71.84) and moderate tornado risk (23.98), creating multiple exposure vectors for residents.
Flood insurance is not optional here
Tioga County residents must prioritize flood insurance given the county's exceptionally high flood score of 78.94—among the highest in Pennsylvania. Standard homeowners policies exclude flood damage, making dedicated flood coverage a critical financial protection for this community.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Tioga County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Tioga County
Risk Verdict
At the 60th percentile nationally, Tioga County experiences a manageable level of natural hazard risk that falls below the U.S. median. Tioga County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.
Hazard Breakdown
Flood risk is Tioga County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 72th percentile nationally. Additional tracked hazards include earthquake (31th percentile), tornado (24th percentile), wildfire (21th percentile).
Preparedness Context
Tioga County's dominant hazard is flooding, ranked at the 79th percentile nationally. In addition to flood insurance, residents should identify their nearest evacuation shelter and store key documents in waterproof containers. Alongside flooding, hurricane exposure at the 72th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. Tioga County's county emergency management office publishes hazard-specific guidance tailored to local conditions; bookmarking that resource and the county's alert system is a practical first step for any household.
Regional Context
Compared to the Pennsylvania county average, Tioga County's composite score runs 7.7 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.
Is your household prepared for Tioga County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Tioga County, PA?
What types of natural hazards affect Tioga County?
How does Tioga County risk compare to the Pennsylvania average?
Is Tioga County at risk for flooding?
How is natural disaster risk measured?
Is Tioga County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.