riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Westmoreland County Disaster Risk

Westmoreland County, Pennsylvania

FEMA Risk Rating

Relatively Moderate

National Percentile

88th

of 3,144 counties

State Rank

#15

of 67 (1 = highest risk)

Flood Risk

94th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 94% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 54% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 56% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 74% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 69% of US counties

Risk Overview

About Natural Disaster Risk in Westmoreland County, Pennsylvania

Westmoreland faces above-average disaster risk

With a composite risk score of 87.85, Westmoreland County ranks in the relatively moderate category—significantly higher than the national average of around 50. This score reflects exposure to multiple hazards, particularly flooding, which poses an outsized threat to the region.

Among Pennsylvania's most at-risk counties

Westmoreland's score of 87.85 substantially exceeds Pennsylvania's state average of 67.45, placing it in the upper tier of county risk statewide. The county's flood risk score of 93.77 is particularly concerning relative to peers.

Westmoreland stands out in Southwest PA

Compared to nearby Wyoming County (44.78 composite score), Westmoreland faces nearly double the overall risk. York County to the southeast poses similarly elevated threat levels at 90.43, making both counties regional hotspots for natural disaster preparedness.

Flooding and earthquakes dominate local hazards

Flood risk scores 93.77 for Westmoreland—among the highest in the state—driven by vulnerable watershed infrastructure and aging stormwater systems. Earthquake risk at 73.76 and hurricane risk at 69.00 also warrant preparation, particularly for older building stock in the region.

Get covered against Westmoreland's top threats

Homeowners should prioritize flood insurance immediately, as standard policies exclude flood damage and coverage sells out during seasons of elevated risk. Consider seismic reinforcement for older homes and ensure hurricane preparedness—together, these hazards affect substantial portions of county residents.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Westmoreland County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    94th percentile
  2. #2
    EarthquakePrepare
    74th percentile
  3. #3
    HurricanePrepare
    69th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Westmoreland County

Risk Verdict

FEMA's National Risk Index rates Westmoreland County at the 88th percentile nationally — above average and worth proactive preparation. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Flood risk is Westmoreland County's dominant natural hazard, ranked at the 94th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 74th percentile nationally. Additional tracked hazards include hurricane (69th percentile), tornado (56th percentile), wildfire (54th percentile).

Preparedness Context

Flood risk is Westmoreland County's top hazard at the 94th percentile nationally. Households in or near designated flood zones face elevated financial exposure; flood insurance typically requires a 30-day waiting period before it takes effect, so applying before the season is advisable. Alongside flooding, earthquake exposure at the 74th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. Households across Westmoreland County should identify the nearest community shelter and keep a basic emergency kit — water, non-perishable food, medications, flashlight, and battery radio — in a location easy to grab quickly.

Regional Context

Westmoreland County is 20.4 composite risk points above the Pennsylvania average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Westmoreland County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Westmoreland County, PA?
Westmoreland County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 88th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Westmoreland County?
Westmoreland County is evaluated for five major natural hazard types: flooding (94th percentile), earthquake (74th percentile), hurricane (69th percentile), tornado (56th percentile), wildfire (54th percentile). The highest-risk hazard is flooding at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Westmoreland County risk compare to the Pennsylvania average?
Westmoreland County's composite risk percentile is 88th, compared to the Pennsylvania state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Westmoreland County faces higher natural disaster risk than the typical county in Pennsylvania.
Is Westmoreland County at risk for flooding?
Yes, Westmoreland County's flooding risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Westmoreland County higher risk than average?
Westmoreland County's composite risk score of 88th percentile is above the Pennsylvania state average of 67th percentile. This elevated risk is driven by flooding exposure (94th percentile), along with earthquake and hurricane and tornado and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.