riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Beaufort County Disaster Risk

Beaufort County, South Carolina

FEMA Risk Rating

Relatively High

National Percentile

97th

of 3,144 counties

State Rank

#3

of 46 (1 = highest risk)

Flood Risk

94th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 94% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 90% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 82% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 94% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively High

Higher than 99% of US counties

Risk Overview

About Natural Disaster Risk in Beaufort County, South Carolina

Beaufort ranks among nation's highest-risk

Beaufort County scores 97.11 on the composite risk scale with a Relatively High rating, placing it among the most hazardous counties in America. The county faces substantial combined exposure to nearly every category of natural disaster.

South Carolina's highest-risk county

At 97.11, Beaufort's composite score dramatically exceeds South Carolina's state average of 70.75, making it the state's single most disaster-prone county. The county's elevated risk spans every major hazard category.

Riskiest county on the coast

Beaufort's 97.11 score substantially exceeds neighboring Berkeley County (94.82), making it the most hazardous in its immediate region. Only Beaufort itself approaches this level of comprehensive natural disaster risk in South Carolina.

Hurricanes, floods, and earthquakes most severe

Hurricane risk dominates at a near-maximum 99.46, reflecting Beaufort's coastal location and exposure to Atlantic storms. Flood risk (94.20) and earthquake risk (93.61) compound the threat profile, with wildfire risk (90.30) also registering dangerously high.

Comprehensive protection is non-negotiable

Secure flood insurance immediately—Beaufort's 94.20 flood risk demands coverage that standard homeowners policies exclude, and it's the single greatest hazard you face. Purchase a separate earthquake policy and ensure your hurricane wind coverage is maximal, as the county's 99.46 hurricane score represents some of the nation's highest coastal exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Beaufort County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    99th percentile
  2. #2
    FloodPrepare
    94th percentile
  3. #3
    EarthquakePrepare
    94th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Beaufort County

Risk Verdict

FEMA's National Risk Index places Beaufort County at the 97th percentile nationally — in the high-risk bracket for U.S. counties. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Hurricane risk is Beaufort County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 94th percentile nationally. Additional tracked hazards include earthquake (94th percentile), wildfire (90th percentile), tornado (82th percentile).

Preparedness Context

Hurricane exposure at the 99th percentile nationally makes Beaufort County a county where pre-season preparedness — not storm-day preparation — determines outcomes. Beaufort County evacuation decisions under a watch or warning benefit from prior planning, not routes improvised under time pressure. Beaufort County's flood exposure at the 94th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. Beaufort County residents benefit from registering with the county's special-needs evacuation registry if household members have mobility limitations, require electricity-dependent medical equipment, or cannot self-evacuate — registration in advance of storm season is required.

Regional Context

Beaufort County is 26.4 composite risk points above the South Carolina average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Beaufort County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Beaufort County, SC?
Beaufort County has a FEMA National Risk Index rating of Relatively High, placing it in the 97th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Beaufort County?
Beaufort County is evaluated for five major natural hazard types: hurricane (99th percentile), flooding (94th percentile), earthquake (94th percentile), wildfire (90th percentile), tornado (82th percentile). The highest-risk hazard is hurricane at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Beaufort County risk compare to the South Carolina average?
Beaufort County's composite risk percentile is 97th, compared to the South Carolina state average of 71th percentile. The state's overall risk rating is Relatively Low. This means Beaufort County faces higher natural disaster risk than the typical county in South Carolina.
Is Beaufort County at risk for hurricane?
Yes, Beaufort County's hurricane risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Beaufort County is at the 94th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Beaufort County higher risk than average?
Beaufort County's composite risk score of 97th percentile is above the South Carolina state average of 71th percentile. This elevated risk is driven by hurricane exposure (99th percentile), along with flooding and earthquake and wildfire and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.