riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Clark County Disaster Risk

Clark County, South Dakota

FEMA Risk Rating

Very Low

National Percentile

5th

of 3,144 counties

State Rank

#60

of 66 (1 = highest risk)

Flood Risk

5th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 5% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 51% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 23% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 4% of US counties

Risk Overview

About Natural Disaster Risk in Clark County, South Dakota

Clark County ranks among nation's safest

With a composite risk score of 4.55, Clark County sits in the Very Low category and well below the national average. This makes it one of the safest counties for natural disaster exposure across the United States.

Second-safest county in South Dakota

Clark County's 4.55 score is dramatically lower than South Dakota's 26.84 state average, placing it among the state's most protected counties. Only Campbell County (4.39) edges out Clark's exceptionally low risk profile.

Minimal risk contrasts with state peers

Clark County's 4.55 composite score is far below neighboring Codington (61.77) and significantly safer than Charles Mix (48.54) to the southeast. This advantageous geographic position shields the county from the tornado and flood exposure affecting eastern South Dakota.

Wildfire the only moderate concern

Clark County's wildfire risk of 51.30 stands as its sole hazard of measurable concern, while flood (5.41), tornado (22.77), and earthquake (4.07) risks remain minimal. The county's overall safety profile makes it one of South Dakota's most disaster-resilient areas.

Wildfire coverage recommended, standard insurance sufficient

Clark County homeowners should add wildfire coverage to standard policies, though base homeowners insurance provides solid protection for most other hazards. The county's low composite risk means coverage costs should remain reasonable.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Clark County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    51th percentile
  2. #2
    TornadoPrepare
    23th percentile
  3. #3
    FloodPrepare
    5th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Clark County

Risk Verdict

Clark County's natural disaster risk is among the lowest in the country, with a composite score at the 5th percentile nationally. A 5th percentile score positions Clark County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.

Hazard Breakdown

Wildfire risk is Clark County's dominant natural hazard, ranked at the 51th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 23th percentile nationally. Additional tracked hazards include flood (5th percentile), earthquake (4th percentile).

Preparedness Context

Wildfire is Clark County's top-ranked natural hazard at the 51th percentile nationally. Clark County residents should assess whether their property lies within or adjacent to a Wildland-Urban Interface (WUI) zone, where ember transport and rapid spread pose the highest risk. A secondary tornado exposure at the 23th percentile nationally means Clark County residents face hazards from two distinct natural peril categories during different seasons. For Clark County households, a practiced evacuation plan — with a primary and backup route designated before a fire occurs — provides more protection than any structural improvement when a wildfire approaches fast-moving terrain.

Regional Context

The South Dakota county average exceeds Clark County's score by 22.3 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Clark County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Clark County, SD?
Clark County has a FEMA National Risk Index rating of Very Low, placing it in the 5th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Clark County?
Clark County is evaluated for five major natural hazard types: wildfire (51th percentile), tornado (23th percentile), flooding (5th percentile), earthquake (4th percentile). The highest-risk hazard is wildfire at the 51th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Clark County risk compare to the South Dakota average?
Clark County's composite risk percentile is 5th, compared to the South Dakota state average of 27th percentile. The state's overall risk rating is Very Low. This means Clark County faces lower natural disaster risk than the typical county in South Dakota.
Is Clark County at risk for wildfire?
Yes, Clark County's wildfire risk is at the 51th percentile nationally. This is above the national median. For flooding specifically, Clark County is at the 5th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Clark County a safe place to live?
Clark County's composite risk score of 5th percentile is below the South Dakota state average of 27th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 51th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.