riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Campbell County Disaster Risk

Campbell County, Tennessee

FEMA Risk Rating

Relatively Low

National Percentile

58th

of 3,144 counties

State Rank

#46

of 95 (1 = highest risk)

Flood Risk

66th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 66% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 79% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 71% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 77% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 43% of US counties

Risk Overview

About Natural Disaster Risk in Campbell County, Tennessee

Campbell County's Moderate Risk Nationally

Campbell County scores 58.02 on composite natural disaster risk, earning a Relatively Low rating below the national average. The county's wildfire exposure (78.88) stands notably elevated, while earthquake, tornado, and flood risks create a diversified hazard profile.

How Campbell Ranks Among Tennessee Counties

Campbell County's 58.02 score slightly exceeds Tennessee's state average of 52.45, placing it in the middle tier of state risk. The county's wildfire risk (78.88) ranks among Tennessee's highest, reflecting its mountainous and forested terrain.

Comparing Risk to Neighbors

Campbell County maintains lower overall risk than nearby Blount County (74.17), Bradley County (73.41), and Anderson County (73.19), while substantially exceeding Benton County (39.06) and Cannon County (22.90). The county's distinctive wildfire vulnerability separates its risk profile from most neighbors.

Your Biggest Natural Disaster Risks

Wildfire (78.88) and earthquake (77.10) represent Campbell County's primary hazards, with secondary tornado (71.06) and flood (65.71) exposure. The county's mountain position creates dual wildfire-seismic vulnerability distinct among Tennessee's northern counties.

Protect Your Home in Campbell County

Campbell County residents should prioritize wildfire preparedness through defensible space, ember-resistant construction, and specialized wildland-fire homeowners insurance. Earthquake insurance and tornado coverage complete the protection strategy for a county facing overlapping mountain-region hazards.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Campbell County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    79th percentile
  2. #2
    EarthquakePrepare
    77th percentile
  3. #3
    TornadoPrepare
    71th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Local Resources

Risk Advisory: Campbell County

Risk Verdict

With a national percentile rank of 58th, Campbell County faces below-average hazard exposure relative to U.S. counties as a whole. Above-average risk does not mean imminent danger; it signals that informed, hazard-specific preparedness has high value here.

Hazard Breakdown

Wildfire risk is Campbell County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 77th percentile nationally. Additional tracked hazards include tornado (71th percentile), flood (66th percentile), hurricane (43th percentile).

Preparedness Context

At the 79th percentile nationally for wildfire risk, Campbell County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. Alongside wildfire, earthquake at the 77th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Campbell County residents.

Regional Context

At 5.6 points above the Tennessee state average, Campbell County carries meaningfully higher natural disaster exposure than a typical Tennessee county.

Is your household prepared for Campbell County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Campbell County, TN?
Campbell County has a FEMA National Risk Index rating of Relatively Low, placing it in the 58th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Campbell County?
Campbell County is evaluated for five major natural hazard types: wildfire (79th percentile), earthquake (77th percentile), tornado (71th percentile), flooding (66th percentile), hurricane (43th percentile). The highest-risk hazard is wildfire at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Campbell County risk compare to the Tennessee average?
Campbell County's composite risk percentile is 58th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Campbell County faces higher natural disaster risk than the typical county in Tennessee.
Is Campbell County at risk for wildfire?
Yes, Campbell County's wildfire risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Campbell County is at the 66th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Campbell County higher risk than average?
Campbell County's composite risk score of 58th percentile is above the Tennessee state average of 53th percentile. This elevated risk is driven by wildfire exposure (79th percentile), along with earthquake and tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Marion County

Tennessee

+0.2

Relatively Low

58th percentile

Franklin County

Tennessee

-0.5

Relatively Low

58th percentile

Lincoln County

Tennessee

+0.9

Relatively Low

59th percentile

By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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