riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Gibson County Disaster Risk

Gibson County, Tennessee

FEMA Risk Rating

Relatively Moderate

National Percentile

86th

of 3,144 counties

State Rank

#10

of 95 (1 = highest risk)

Flood Risk

53th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 53% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 19% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 92% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 97% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 54% of US counties

Risk Overview

About Natural Disaster Risk in Gibson County, Tennessee

Gibson County faces significantly elevated risk

Gibson County's composite risk score of 85.94 ranks it in the Relatively Moderate category—well above the national average and among Tennessee's highest-risk counties. The county contends with exceptionally high tornado (91.70) and earthquake (97.11) hazards that demand serious preparedness planning.

Among Tennessee's riskiest counties

Gibson County's 85.94 score substantially exceeds Tennessee's state average of 52.45, placing it in the upper tier of the state's most hazard-exposed counties. Its tornado and earthquake scores rank among the state's highest, reflecting its position in both a seismic and tornado-active zone.

Riskier than surrounding counties

Gibson County faces considerably higher composite risk (85.94) than neighbors like Weakley County and Dyer County to the north. Its 85.94 score makes it one of Northwest Tennessee's most hazard-prone areas, particularly for tornado and seismic activity.

Tornadoes and earthquakes are severe threats

Tornado risk reaches 91.70—among Tennessee's highest—making spring and early summer storm seasons especially dangerous for Gibson County residents. Earthquake risk (97.11) is equally concerning and reflects the county's proximity to the New Madrid Seismic Zone, which has produced historic major earthquakes affecting this region.

Invest in structural protection and insurance

Residents should prioritize a dedicated safe room or storm shelter rated for high-wind tornado events and ensure comprehensive homeowners insurance covers tornado, hail, and earthquake damage. Given Gibson County's elevated seismic risk, verify that your policy includes earthquake coverage or add it as a rider.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Gibson County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    97th percentile
  2. #2
    TornadoPrepare
    92th percentile
  3. #3
    HurricanePrepare
    54th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Gibson County

Risk Verdict

Natural hazard risk in Gibson County is higher than the majority of U.S. counties, with a national composite rank of 86th. Gibson County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Earthquake risk is Gibson County's dominant natural hazard, ranked at the 97th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 92th percentile nationally. Additional tracked hazards include hurricane (54th percentile), flood (53th percentile), wildfire (19th percentile).

Preparedness Context

At the 97th percentile nationally for earthquake risk, Gibson County is in a zone where a post-earthquake communications plan matters almost as much as pre-earthquake structural preparation — phone networks are typically congested for hours after a significant event. The county's tornado risk at the 92th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. For Gibson County households, the three highest-impact earthquake preparedness actions are: (1) anchor heavy furniture and water heaters, (2) store three days of water at one gallon per person per day, and (3) identify a family reunification plan for the post-quake communication blackout period.

Regional Context

A composite score 33.5 points above the Tennessee state average puts Gibson County in a higher-risk category than most counties in the state.

Is your household prepared for Gibson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Gibson County, TN?
Gibson County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 86th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Gibson County?
Gibson County is evaluated for five major natural hazard types: earthquake (97th percentile), tornado (92th percentile), hurricane (54th percentile), flooding (53th percentile), wildfire (19th percentile). The highest-risk hazard is earthquake at the 97th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Gibson County risk compare to the Tennessee average?
Gibson County's composite risk percentile is 86th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Gibson County faces higher natural disaster risk than the typical county in Tennessee.
Is Gibson County at risk for earthquake?
Yes, Gibson County's earthquake risk is at the 97th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Gibson County is at the 53th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Gibson County higher risk than average?
Gibson County's composite risk score of 86th percentile is above the Tennessee state average of 53th percentile. This elevated risk is driven by earthquake exposure (97th percentile), along with tornado and hurricane and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.